Become a HUD 203(K) Certified Consultant

This course is approved by the FHA and the HUD. It is recognized by the Pennsylvania Office of Vocational Rehabilitation and InterNACHI, the International Association of Certified Inspectors. 
See the "approval" letter of the training course from HUD's Home Mortgage Insurance Division
You can earn more money as a HUD Certified Consultant. With 3 years experience as a home inspector you can become a 203k Consultant, making as much as $400.00 to $1,000.00 an inspection, plus $50.00 per draw inspection, and 55 cents per mile over 30 miles round trip.

This correspondence course cost $650.00 and is being offered for $500.00, including shipping and handling to all InterNACHI members. 

The course includes: 
  • Training manual on CD (Hard copy manual available for $175.00, including shipping & handling).
  • All 17 required mortgage letters on CD.  
  • All 6 required handbooks on CD.
  • The 203k quiz. This Quiz is designed for the consultant to learn where to look up 
answers to questions under the 203K Program.                            
  • Certification for 203k Consultants. This form must be filled out and signed.
 HUD will prosecute false claims and statements. Convictions may result in criminal and/or civil/ penalties. (18 U.S.C. 1001, 1010, 1012; 31 U.S.C. 3729, 38020) 

Need assistance? Contact Larry at [email protected]  or 412-377-4444.


All inspection fees are based on renovation cost.  All inspection fees are paid at the time of inspection. 

$ 400.00 - $ 5,000.00 to $ 7,500.00, plus 55 cent per mile over 30 miles round trip.       
$ 500.00 - $ 7,501.00 to $ 15,000.00, plus 55 cent per mile over 30 miles round trip.           
$ 600.00 - $ 15,001.00 to $ 30,000.00, plus 55 cent per mile over 30 miles round trip.      
$ 700.00 - $ 30,001.00 to $ 50,000.00, plus 55 cent per mile over 30 miles round trip.      
$ 800.00 - $ 50,001.00 to $ 75,000.00, plus 55 cent per mile over 30 miles round trip.    
$ 900.00 - $ 75,001.00 to $ 100,000.00, plus 55 cent per mile over 30 miles round trip.    
Consult your lender - $ 100,000.00 and over. 

$100.00 - Feasibility study.
Under the 203k program, 5 draws are permitted. All draws over the program limit are the responsibility of the client or contractor to pay the 203K Consultant. 
Feasibility study is a quick inspection of the property, with a “rough estimate” of work that will be necessary to comply with HUD’s requirements. Feasibility study is additional to the above fee chart. 
When travel distance exceeds 30 miles round trip from the inspector's office, 55 cents per mile may be applied to the above charges, including road tolls and other charges where applicable. 

Multi-family, consisting of up to 4 units, adds $ 25.00 per unit doing Consulting.   

Multi-family, consisting of up to 4 units, adds $ 25.00 per unit doing Review. 

Consultant preparation consists of the following: 

  • Consultant agreement Package        

  • Specification of Repairs 

  • Complete narrative description of repairs.  

  • Contractors bid sheets.  

  • Complete draw request form HUD 9746-A 
Change Order form HUD 92577
Application Process:

  • A minimum of three years experience as a remodeling contractor, general contractor or home inspector.  A state license as a state certified engineer or architect may be submitted in lieu of the documentation of the three years’ experience.
  • Education.
  • Licensing (general contractor, home inspector, etc.). In those states where a Home Inspector is required to be licensed, the Department requires the applicant to be licensed and to provide proof of that licensing.
  • A narrative description of the current/prospective consultant's ability to perform home inspections, prepare architectural drawings, use proper methods of cost estimating and complete draw inspections.
The applicant must also submit a certification verifying that the consultant has read and fully understands the requirements of HUD Handbook 4240.4, REV 2 (203(k) Handbook) and all related, required materials.
Future Program Enhancement

To further evaluate the 203(k) consultant's program knowledge, the Department will soon develop a formal examination process similar to the test FHA appraisers must now complete. 
The Department will issue additional guidance about this examination in the near future.

Taking this course is not a requirement and or a guarantee that HUD will approve you as a 203k Certified Consultant. No prospective Consultant has ever been denied a certification number taking this course.


If you have any questions about the 203(K) Program or becoming a Certified Consultant under the 203 K program, please do not hesitate to contact Larry at [email protected] or 412-377-4444.

Qualifications of Larry Ott, Sr. 


In 1996,  I was ask by Alfred F. Curotola Acting Director of the Single Family Housing Division and his staff to develop a training manual and train consultants working within the jurisdiction of the Western Pennsylvania field office. The training manual was approved, and was contingent upon me allowing HUD employees to continually attend and monitor each session. 

In 1997, I was invited to Washington D.C to meet with Kenneth Crandall, the head architect of the 203K program, now retired, and his staff.  I was asked to train consultants and develop a training manual that could be used nationally. This newly developed training manual includes all the 203(K) Handbooks and Mortgage Letters, and was approved by Vance T. Morris Director, Home Mortgage Insurance Division, and U.S. Department of Housing and Urban Development on February 5th, 1998.