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General Inspection Discussion This is a place for general discussion about the home inspection industry. Try to keep the posts topical, but they need not be as specific as the other areas of this board.

 
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  #1  
Old 11/7/08, 12:16 AM
Mike Hazelwood's Avatar
Mike Hazelwood Mike Hazelwood is offline
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Location: Bakersfield, Ca
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Default E & O Insurance

Just got my renewal from Allen Ins....WHAT THE F@#K happened. I have had no claims and my premiums went up about $1000.

Anyone else experiencing this?

So I am getting qoutes has anyone heard of or had experience with



please let me know thanks.




Mike Hazelwood
Bakersfield, California
mike@calproinspections.com
www.calproinspections.com
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  #2  
Old 11/7/08, 8:17 AM
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Dale Duffy Dale Duffy is offline
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Location: Scottsdale, AZ
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Default Re: E & O Insurance

Mike,

Email or Call Riskpro Insurance

Lauren@riskpro.us

I was with Allen, liked the company and service like them faxing me additionally insured, etc...........but Riskpro saved me a thousand dollars, their right at the phone when I call, and answer emails within minutes.
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  #3  
Old 11/7/08, 9:35 AM
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bkelly1 bkelly1 is offline
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Default Re: E & O Insurance

Absolutely, Lauren at RiskPro is the way to go.
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  #4  
Old 11/7/08, 3:05 PM
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Peter Doane Peter Doane is offline
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Default Re: E & O Insurance

Looks like Riskpro not available in CA. or WA.



Peter Doane
Realty Check Inspection Service
NACHI ID# 05120681
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  #5  
Old 11/7/08, 3:32 PM
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dmcauley dmcauley is offline
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Default Re: E & O Insurance

Mike I sent you an email on obtaining E&O insurance as well as GL. Hope it helps.
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  #6  
Old 11/7/08, 6:49 PM
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Peter Doane Peter Doane is offline
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Default Re: E & O Insurance

Got a post card in the mail from these guys. Anyone using them?

http://www.homeinspectorliability.com/



Peter Doane
Realty Check Inspection Service
NACHI ID# 05120681
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  #7  
Old 11/8/08, 2:04 AM
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Mike Hazelwood Mike Hazelwood is offline
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Default Re: E & O Insurance

Quote:
Originally Posted by pdoane View Post
Got a post card in the mail from these guys. Anyone using them?

http://www.homeinspectorliability.com/
That is who I was asking about but apparently it is not showing up in my post. His name is John Remark with First Indemnity Insurance. He qouted me about $2800 for 500k/1m coverage with a $1000 ded. and first dollar defense. Includes refering agents, pool/spa and commercial upto 300k sq. ft. (except restaurants).

Sounds like an awesome deal, but I want to see if anyone else is working with him. He seemed really knowledgable and took the time to explain everything in detail and wanted to make sure I under stood (this insurance crap can be confusing sometimes)




Mike Hazelwood
Bakersfield, California
mike@calproinspections.com
www.calproinspections.com
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  #8  
Old 11/8/08, 4:54 PM
RAY THOROMAN RAY THOROMAN is offline
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Default Re: E & O Insurance

Quote:
Originally Posted by mhazelwood View Post
Just got my renewal from Allen Ins....WHAT THE F@#K happened. I have had no claims and my premiums went up about $1000.

Anyone else experiencing this?

So I am getting qoutes has anyone heard of or had experience with



please let me know thanks.

Personally Mike I've use OREP for a few years now. Resonable rates, good coverage, give them a shout and see what they can do for you. Ask for David.


88 347-5273 * info@orep.org * www.orep.org
David Brauner
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  #9  
Old 11/8/08, 5:10 PM
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Dale Duffy Dale Duffy is offline
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Default Re: E & O Insurance

Quote:
Originally Posted by mhazelwood View Post
Just got my renewal from Allen Ins....WHAT THE F@#K happened. I have had no claims and my premiums went up about $1000.

Anyone else experiencing this?

So I am getting qoutes has anyone heard of or had experience with



please let me know thanks.
Mike,

Allen Insurance sent me a letter wanting to know why I switched carriers, it was a VERY easy choice saving a thousand dollars...!!

And Allen wanted to know if I wanted to buy tail coverage since they canceled my policy which expired anyway.

RiskPro also provides tail coverage.....I am thrilled I found them...!!

Thank God I did not throw that letter sent to me which I usually shred without even opening...!!
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  #10  
Old 11/8/08, 6:02 PM
Emmanuel J. Scanlan Emmanuel J. Scanlan is offline
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Default Re: E & O Insurance

Quote:
Originally Posted by mhazelwood View Post
Just got my renewal from Allen Ins....WHAT THE F@#K happened. I have had no claims and my premiums went up about $1000.

Anyone else experiencing this?
So I am getting qoutes has anyone heard of or had experience with
please let me know thanks.
Mike,

Drop Robert Dupuis a line. He can not write in California but has offered to help find someone that might. He introduced a tremendous policy for us Texans and it is by far the best I have seen. It covers EVERYTHING, except of course WDI inspections and the normal pollutant discharge, etc. disclaimers. It even covers building code compliance inspections to give you an idea how complete it is. Robert's contact info is:

Robert Dupuis
Allstate Insurance
1333 W. McDermott Dr. Suite 200
Allen, TX 75013
PH 214-547-7222
FAX 214-547-0061
RobertDupuis@Allstate.com



Knowledge is power, but sharing knowledge brings peace!

http://www.psinspection.com

TREC License# 7593

Professional Real Estate Inspections for the counties of Collin, Rockwall, Hunt, Dallas, Tarrant, Kaufman and all surrounding areas. If you want the the best you will find it with PS Inspection & Property Services LLC!
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  #11  
Old 11/8/08, 8:27 PM
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kweiss kweiss is offline
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Default Re: E & O Insurance

I had talked with Robert and his quote was better than Allens that I had, but no where close to the one I ended up going with with Riskpro.

I also got the impression that Robert, while very nice and actively helpful, was not as experienced with E & O type policies.

Just my 2cents. All that being said, I probably would have gone with robert, had I not found Riskpro.




Kevin Weiss

Professional Inspector
Level I Infrared
www.AbsoluteInspections.net
www.homeinspectorsplanotx.com
www.homeinspectorsmckinney.com
Absolute Inspections, LLC
972-463-0887
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  #12  
Old 11/14/08, 4:13 AM
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Mike Hazelwood Mike Hazelwood is offline
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Location: Bakersfield, Ca
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Default Re: E & O Insurance

Ok here are the two best qoutes I have received thus far. I tried Allstate last year and never got anywhere. The local Allstate agents didnt even know what E & O insurance is.

Here we go.

First Indemnity Insurance Services
John Remark Agent (First Mercury Insurance Co is the carrier)

500k/1mil $1000 ded for $2808.26 after taxes & fees
Includes
1st dollar defense
commercial upto 300k sq.ft. (except restaurants)
referral Endorsement
pools & spas (100k sublimit)
General Liability
Also includes some other things but I am listing the important stuff.

RiskPro

500k/1 mil $2500 ded for $2750 not clear if this includes taxes & fees

Their qoute does not clearly state if the coverage includes:
commercial
referral endorsement
pools/spas
general Liability

I am thinking of signing with First Indemnity Insurance Services (John Remark). Has any one heard of or dealt with them? Their website is www.homeinspectorliability.com




Mike Hazelwood
Bakersfield, California
mike@calproinspections.com
www.calproinspections.com
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  #13  
Old 1/9/09, 11:48 PM
Richard Fitzwater Richard Fitzwater is offline
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Default Re: E & O Insurance

I have OREP and E&O is $1250 with 3 or more yrs experience.
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  #14  
Old 7/7/09, 9:26 PM
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lflores lflores is offline
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Default Re: E & O Insurance

Quote:
Originally Posted by rfitzwater View Post
I have OREP and E&O is $1250 with 3 or more yrs experience.
I have them 300,000/300,000 and it cost me $2248.17
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