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General Inspection Discussion This is a place for general discussion about the home inspection industry. Try to keep the posts topical, but they need not be as specific as the other areas of this board.

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  #1  
Old 4/24/06, 9:20 AM
cfeerrar cfeerrar is offline
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Join Date: Apr 2006
Location: Taylor, PA
Posts: 5
Default E&O insurance

Does anyone know if I can add someone to my e$O insurance after I have purchased it. I have a growing business and may need to add people and I was hoping that each person wouldn't have to by there own.
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  #2  
Old 4/24/06, 10:03 AM
Peter Hughes Peter Hughes is offline
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Join Date: Feb 2003
Location: Garland, TX
Posts: 126
Default Re: E&O insurance

I suggest you check with your carrier.

I have FREA and according to mine, I can not just add a person to the current policy without a charge.

So I would like to know myself.

Does PA require an inspector to carry E&O insurance?
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  #3  
Old 4/24/06, 10:08 AM
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jferry jferry is offline
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Join Date: Apr 2005
Location: Erdenheim, PA
Posts: 1,616
Default Re: E&O insurance

Yes, you can add but there is an additional charge. PA does require E & O Insurance.

Call me at 215-896-3990.



Joseph A. Ferry, Esquire
Two Penn Center Plaza
Suite 200
Philadelphia, PA 19102

215-854-6444 tel.
215-243-8202 fax
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  #4  
Old 4/27/06, 6:40 PM
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ebadofsky ebadofsky is offline
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Join Date: Aug 2005
Location: Skokie, IL
Posts: 176
Default Re: E&O insurance

Try this fellow (and please tell him I referred you; I spoke with him just yesterday). I believe he has a policy that does not charge for additional inspectors but I'm not sure of the details.

David Brauner
www.orep.org
6760 University Ave. #250
San Diego, CA 92115
888.347.5273 (Toll Free)*


*
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  #5  
Old 4/28/06, 11:29 PM
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gporter gporter is offline
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Join Date: Jan 2005
Location: Orlando, fl
Posts: 3,283
Default Re: E&O insurance

Oh yes it will cost.



Gary Porter

GLP's Home and Mold Inspections
321-239-0621

Certified Commercial Mold Inspector

Serving Orlando, Kissimmee, Winter Park, Winter Springs, Oviedo, Titusville, Celebration, Harmony, Avalon, Windermere, Deltona, Debary, Sanford
Orange County, Seminole County, Volusia County, Osceola County

www.homeandmoldinspections.com
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  #6  
Old 5/4/06, 11:12 AM
Stacey D. Horan Stacey D. Horan is offline
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Join Date: Mar 2006
Location: Spring Hill, FL
Posts: 43
Default Re: E&O insurance

Hi all,

I just upped my E & O to a million down here in Florida. It is pricey, I did it through Towers & Perrin. It seems to be quite well worth it, because even though it's not required in Florida it has definately gotten my husband and I a few more jobs. Hopefully we will make up the price with a few additional inspections.

Stacey
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  #7  
Old 5/5/06, 3:03 PM
Ben L. Garrison Ben L. Garrison is offline
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Join Date: May 2006
Location: San Diego, CA
Posts: 1,022
Default Re: E&O insurance

Depending on the carrier and type of policy, you may or may not be able to add an inspector. FREA's insurance policies are individually based and the upside to that is the "insurability" of the company is not compromised in the event of any claims.
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  #8  
Old 5/8/06, 10:14 AM
Stacey D. Horan Stacey D. Horan is offline
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Join Date: Mar 2006
Location: Spring Hill, FL
Posts: 43
Default Re: E&O insurance

I was able to insure both my husband and myself with Towers and Perrin, a bit pricey but I think well worth it.
Stacey
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