E&O Starting at 1250 Plus surcharges ???

[Rick A. Harrington]

Has anyone experienced this company?


http://www.orep.org/home-inspectors-e&o.htm

The table claims that 100,100 with 5,000 deductible is 1250 a year. But there are 2 (i think) surcharges totaling 300 for a final total fo 1550.00 for E&O.

some restrictions apply.

Looking to save some cash here.

Thanks,

[Ben L. Garrison]

That $1250 is not a firm rate. I have heard complaints about people seeing that low rate online and then discover, after completing the application, that the rate was much higher. Something to be careful of.

Rick, I noticed that you do, or are licensed to do, energy audits. I believe that FREA is one of the only providers who has coverage for that in the policy.

[Robert Sole]

Rick,

Another thing to consider is that you are going to need the property damage insurance also unless you have a seperate GL policy. That adds another $200 to $550 depending on the coverage you choose.

Also, if you plan to do any new construction inspections, They will not allow you on the jobsite with only $100,000 coverage.

Bob