International Association of Certified Home Inspectors
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| General Inspection Discussion This is a place for general discussion about the home inspection industry. Try to keep the posts topical, but they need not be as specific as the other areas of this board. |
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#16
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I have carefully reviewed the program and warranty.
(I used to own a home warranty company and I feel I can read a warranty) I recommend it to all my insureds. I think it will help inspectors in several ways. One, another source of income. Two, help make small roof claims go away without needing to get your E&O carrier involved and spend your deductible. Make your own decision but if I were back doing inspections I would get involved - in fact I would offer as many services and products as I could. Its also a great risk management tool - have them decline the roof warranty. It would be very helpful in court to have this declination on record. Lastly, roofs are our number one source of claims without question. And yes I sell insurance and any time I find a product that I feel is a good risk management tool I promote it. I suppose its time for all those who are not out marketing themselves and trying to grow their business but are just sitting around looking at a computer screen to write some really "well written" responses. Bob Pearson Allen Insurance Group |
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#17
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I'm still waiting to hear from an inspector who has "invested" in his business and has come out ahead with this "deal". Now, back to writing the report of this mornings inspection. Mark Nahrgang www.DaytonSpringfieldHomeInspector.com www.HeyMark.info Home Inspections for Springfield, Dayton, and surrounding OH areas. |
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#18
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Nick is able to get another memberhip discount with this program yet it gets the obligatory criticism. He has them do a NACHI T.V show, wouldn't you think he sees some value in this?
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#19
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Mark Nahrgang www.DaytonSpringfieldHomeInspector.com www.HeyMark.info Home Inspections for Springfield, Dayton, and surrounding OH areas. |
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#20
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#21
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I'm still waiting to hear from an inspector who has "invested" in his business and has come out ahead with this "deal".
Mark Nahrgang www.DaytonSpringfieldHomeInspector.com www.HeyMark.info Home Inspections for Springfield, Dayton, and surrounding OH areas. |
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#22
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Exactly what I said.
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#23
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Might not be a bad deal.
This question is for Bob Pearson: The free warranty is for 90 days. What percentage of claims for defective roofs occurr within 90 days of the inspection? Many times, it takes 60 days post-inspection for the client to close escrow and move in. While I do like the concept of declining a warranty program, surely that alone does not indemnify an inspector from a claim of performing a bad inspection. Lets say the roof is in poor condition. Lets say the inspector misses the obvious. Let's say the inspector trues to sell a warranty in the process, and the client is hard-pressed for money and declines. He as just paid for a professional inspection. Lets say its a dry summer and now fall arrives and there is lots of rain; 6 months have passed. The roof leaks and the client sues, after a roofer comes and explains that the roof has any number of obvious defects that didnt just happen; its old and worn out. How is declining the need to purchase a warranty going to help the inspector? Its like saying that if they didnt purchase a warranty from American Home Shield at the time of the inspection, that this can be used to defend the inspector when it is revealed that the furnace was falling apart. Now, I'm NOT saying that the program is without merit, or cant work for some. I also dont see how it's going to translate into savings for the inspector in the event of a lawsuit, or will help making minor claims go away without involvng an E&O carrier. I enjoy the same protection through relationships I have built through the years with reputable contractors I have referred over time. |
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#24
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I can actually see a newer inspector (that is not sure how to properly inspect and report on a roof) applying for this ridiculous roof warranty.
But I can say, IMO...I have never had a client complain about a roof leak that I reported as "In Good Condition". I use three categories when inspecting roofs. 1) Acceptable with no obvious signs of defects - Usually roofing materials under 10 years old. 2) Signs of obvious defects - start budgeting for roofing materials now. 3) Defective - Active leak...Replace ASAP. So if I advise my clients of the actual condition of their prospective roof, where does this roof warranty come into effect? |
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#25
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I'm with Mark, I would like to hear from someone who has had a positive financial gain from this venture.
I asked this question a long time ago and got a zero response from NACHI inspectors who have gained by investing in this program. Time for you who have to change my mind........ Are you out there????? |
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#26
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#27
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Quote:
Mark Nahrgang www.DaytonSpringfieldHomeInspector.com www.HeyMark.info Home Inspections for Springfield, Dayton, and surrounding OH areas. |
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#28
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#29
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Please Note:
relliott is a non-member guest and is in no way affiliated with InterNACHI or its members.
The only time I paid to work , was when I had to pay under the table for a union job.
At least I was guaranteed a profit. The video was great,but when you are asked to pay up front for something which could be a loss it brings automatic suspition. If there is so much profit , lets have a promise in writing to get our money back if not profitable. |
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#30
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Good point Bob, A money back guarantee if not satisfied would add a lot of credibility. |
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