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General Inspection Discussion This is a place for general discussion about the home inspection industry. Try to keep the posts topical, but they need not be as specific as the other areas of this board.

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Old 4/25/08, 4:57 PM
Bruce Lambert Bruce Lambert is offline
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Default Gen. liability insurance.

I need general liability insurance without E&O. My inspection business is in Florida. I need the insurance for wind mitigation inspections through My Safe Florida. It seems like the companies that will insure H.I.'s will not provide G.L. without including E&O.

Allen Ins. will sell me a G.L. policy but they are not approved for My Safe Florida.

Does anyone have any suggestions or recocmendations.
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Old 4/25/08, 5:09 PM
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Mark Nahrgang Mark Nahrgang is offline
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Default Re: Gen. liability insurance.

Bruce,

Call a local insurance BROKER. Not one that is affiliated with any one particular insurance agency. They can shop different companies for you, and write a GL policy with one of thier companies. That's what I did, and I got a great deal, on just what I needed. (Of course I couldn't care less about My Safe Florida approving it or not. )

It might be easier to just contact My Safe Florida to see what companies are approved by them. Then call them.

Mark
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Old 4/25/08, 5:13 PM
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relliott relliott is offline
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Default Re: Gen. liability insurance.

I think Erie Insurance will do it.
I had them before.
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Old 4/25/08, 5:23 PM
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Linas I. Dapkus Linas I. Dapkus is offline
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Default Re: Gen. liability insurance.

I have a seperate GL policy with Pekin Insurance. Around $300 for $1mil. It also covers my IR and all my other equipment. Got it through a local broker.




Linas Dapkus
Lockport,Il. 60441
#06012294
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Old 4/26/08, 10:06 AM
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bdoles2 bdoles2 is offline
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Default Re: Gen. liability insurance.

Got mine with Nationwide, 1mil coverage and covers all equipment for $300/yr.
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Old 4/28/08, 10:06 AM
Bruce Lambert Bruce Lambert is offline
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Default Re: Gen. liability insurance.

Thanks to those that responded.
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Old 4/28/08, 1:49 PM
Bruce Erny Bruce Erny is offline
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Default Re: Gen. liability insurance.

Quote:
Originally Posted by blambert
I need general liability insurance without E&O. My inspection business is in Florida. I need the insurance for wind mitigation inspections through My Safe Florida. It seems like the companies that will insure H.I.'s will not provide G.L. without including E&O.

Allen Ins. will sell me a G.L. policy but they are not approved for My Safe Florida.

Does anyone have any suggestions or recocmendations.
Just bought mine today for the same reason. $500,000/$1 millon without the E & O. $832.00 Atlantic Casuality. wwwGoBestCoast.com
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