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General Inspection Discussion This is a place for general discussion about the home inspection industry. Try to keep the posts topical, but they need not be as specific as the other areas of this board.

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  #1  
Old 1/24/09, 1:51 PM
Sonny C. Shipler Sonny C. Shipler is offline
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Default Insurance?
Not sure if this is in the correct catagory, If not I apologize.

I'm looking to start my business this spring and I'm wondering your what your thoughts are on E and O and just Liability insurance?

Being that I'm new, would you prefer one over the other and what are your experiences and thoughts on this.

Plus what should I be looking for and asking when looking for insurance?

Thanks
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  #2  
Old 1/24/09, 2:07 PM
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Billy Boerner Billy Boerner is offline
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Default Re: Insurance?
E&O covers mistakes you make. GL covers injury or damage. Lot's don't carry E&O because of cost. However once a lawsuit takes place due to the HI's negligence that's when reality kicks in and they wish they had it. Make your decision from there. Do a search you'll see all kinds of info on this.


Bill Boerner
STL Home Inspection Services
Serving St. Louis/Surrounding
(314) 805-2137
billy.boerner@gmail.com
http://www.stlhomeinspector.com


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Old 1/24/09, 8:40 PM
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Nick Gromicko Nick Gromicko is offline
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Default Re: Insurance?
www.nachi.org/insurance.htm


Nick Gromicko, Certified Master Inspector

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"Just as iron sharpens iron, one man sharpens another." Proverbs 27:17
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Old 1/25/09, 3:09 PM
Sonny C. Shipler Sonny C. Shipler is offline
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Default Re: Insurance?
Thanks for the help and the link.
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  #5  
Old 1/25/09, 4:14 PM
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Jeffrey R. Wicklander Jeffrey R. Wicklander is online now
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Default Re: Insurance?
The last CE course I attended, the instructor asked how many carried E&O insurance. Out of 98 inspectors there, only 8 raised their hands. I do not carry E&O ins.

Jeff


Jeff Wicklander
Corwick Home Services

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