Pay Per Inspection E&O - No NACHI Mebership Required

[Jason1]

Originally Posted by gromicko

Their site says that inspectors who are not members of an association CANNOT participate in the Pay Per Inspection program at all. So association membership is a requirement. I don't know what NACHI's exclusive preferred status means above and beyond that.

Exactly, as long as you are a member of any Assoc. you can qualify.

Now you are saying you don't know what the preferred status means, yet a few post back you said that you get better pricing?? Which was not true.

[Jason1]

Originally Posted by ppearson

This new version of the program allows for other training
providers, reporting systems etc.

Yes, other associations may follow suit but
look at who started it.

Bob P.
Allen Insurance Group

By the sounds of it ITA started it. Good for NACHI getting on the band wagon, I just wanted to clear up the mis-information from Nick that you had to be a member of NACHI to participate.

That is just not true by the sounds of it.

[Jason1]

Originally Posted by wforsyth

Bob,
Is this available in Wa State?

Thanks

I have the PDF file info if you want it. Yes, WA is part of the program.

[wforsyth]

Thank you Jason. I really appreciate it.

[dharris]

Originally Posted by ppearson

I do not normally get involved - but since I created the
program its time to step in.

The program was started initially with ITA.
The ITA program combines training, reports, agreements
and insurance all in one package.

Recently I met with with Nick to discuss a new version
of the program. (At his request)

This new version of the program allows for other training
providers, reporting systems etc.

The program is designed to help new home inspectors
get started in the business. In the spirit in which the
program was created Nick offered to reduce the membership
fee for the first year. Helping inspectors is what NACHI
is all about. Yes, other associations may follow suit but
look at who started it.

Bob P.
Allen Insurance Group

Bob.. Thanks for clairifing your position, I was running out of Ins venders to get a price quote when my current policy runs out, venders that don't kiss up to nick by offering exclusive discounts to only nachi members that must pay nick 289.00 to quailify for a discount or benefit.

[Nick Gromicko]

The reason Keith, Bob and I are all catching planes to meet each other this weekend is to work further on this Pay Per Inspection/NACHI deal and a new one which we've been working on which is a 100% EXCLUSIVE to IAC2 members for the first year after roll out.

And although it won't technically be a NACHI exclusive... one cannot join IAC2 (qualify) without joining NACHI (see www.iac2.org)... get it? If not... re-read previous sentence.

[Jason1]

Originally Posted by gromicko

The reason Keith, Bob and I are all catching planes to meet each other this weekend is to work further on this Pay Per Inspection/NACHI deal and a new one which we've been working on which is a 100% EXCLUSIVE to IAC2 members for the first year after roll out.

And although it won't technically be a NACHI exclusive... one cannot join IAC2 (qualify) without joining NACHI (see www.iac2.org)... get it? If not... re-read previous sentence.

The problem is, you make stuff up before anything is done, or you take something that is already out there and then make it sound like you made it happen.

Great marketing, but sooner or later people get tired of empty promises.

IMHO.
</IMG>

[whandley]

HOME INSPECTORS

CONTENTS BELOWCONTACT:(click to jump to any of the following)Bob Pearson
Allen Insurance Group
478-825-5566 - ext 201
Toll-Free: 800-474-4472
Fax: 478-822-9149
Email: bob@allenins.com
Home Inspectors Insurance PrimerProgram HighlightsAutomatic Coverage for
Those Who Refer YouInfo Packet & Application FormsApproved Training CoursesAssociation LinksReporting Systems & Other LinksConferences ScheduleNEW! Pay-Per-Inspection Program

HOME INSPECTOR
INSURANCE PRIMER

Q: Why do I need both "Professional Liability" and "General Liability" insurance?
A: "General Liability" provides coverage while you are performing the inspection and at your office. You have two exposures while you are performing the inspection:
(1) Property Damage, such as your ladder falling over and breaking the windshield of the homeowner's auto; and
(2) Bodily Injury, such as your ladder falling over and hitting the homeowners child on the head.
These are the types of exposures for which you purchase insurance.
"Professional Liability" provides coverage for actual or alleged errors & omissions in your Inspection Report. Again, you have two exposures:
(1) Property Damage, for example you may have missed a leaking roof'; and
(2) Bodily Injury, a basement stair riser is several inches different than the rest, you didn't report it, and the buyer's child falls down the steps suffering injury.
As you can see, Bodily Injury exposure is the one with the greatest potential for large claim settlements.

Q: Are separate limits for "Professional Liability" and "General Liability" important?
A: YES! Very Important! When you have one limit for both types of insurance, you expose yourself to using up your policy aggregate. If you have a large Professional Liability settlement you may have no insurance for a serious General Liability claim.

PROGRAM HIGHLIGHTS

"THE" Source for Home Inspectors Insurance
Since 1992
We Give You Options!
Premium E&O - Occurrence Form
Standard E&O - Claims Made
and our
NEW BUSINESS OWNERS POLICY
(See Details Below)

Our PREMIUM E&O PROGRAM
(Occurrence Form)

The SIMPLY SUPERIOR policy
(Coverage for claims continues for 4 years into the future for each policy - no need to buy "extended claims reporting")
A-Rated Insurance Company
$1500 Deductible

STANDARD
FEATURES:

• Corporation Coverage
• Very Broad Inspection Referral Coverage for Real Estate Agents and Others
• Coverage for Commercial Inspections
• Prior Acts coverage if you have a claims made policy
• Water and Septic Testing
• Pool & Spa Inspections
• Coverage for Incidental Radon, Termite and LBP Claims
• In-House Claims Assistance
• 24 Hour Quotes

TYPICAL COST:

From $3175
(for a One Inspector Firm)

OPTIONS:

• Comprehensive General Liability
• Radon Testing
• WDO/WDI Inspections
• Code Inspections
• Course of Construction Inspections
• Draw Inspections
• 203k Consulting

Our STANDARD E&O PROGRAM
(Claims Made Form)

(Coverage for claims ends when you stop buying insurance, then you must buy at least 3 years of "extended claims reporting")
A-Rated Insurance Company
$2500 Deductible

STANDARD
FEATURES:

• Corporation Coverage
• Referral Agent Coverage
• $50,000 Accidental Death and Dismemberment
• Prior Acts coverage if you have a claims made policy
• Extended claims reporting up to 36 months
• 24 hour quotes

TYPICAL COST:

From $1852
(for a One Inspector Firm)

OPTIONS:

• On-Site General Liability
• Radon Testing
• WDO/WDI Inspections
• Commercial Inspections

Just want General Liability or
Business Owners Policy?
We have a policy that can cover General Liability and optional Office Contents, Computers, Tools

COST:

From $500

INFO PACKET
Including Costs & Application Forms

Instructions:
Click on the link below to access the insurance application form. Print the application and fax it to us along with a resume and a copy of your inspection agreement. Fax the completed application to the number above (478.822.9149).
If you have any questions, Email or call us toll-free. We look forward to earning your business.

Home Inspector's Insurance
Info Packet
> CLICK HERE <

This application form is an Adobe PDF File. If you do not have Adobe Acrobat Reader Software, Click the Adobe icon at right to download the free Acrobat Reader software

Get ADOBE Acrobat Reader Free:

Important Note:
This is only a very brief description of the types of insurance coverages available. It is only a summary and is not intended to represent a contract. For complete information, please refer to your policy for specific coverages.

Contact:
Bob Pearson
Allen Insurance Group
478-825-5566, Ext 201
Toll-Free: 800-474-4472
Fax: 478-822-9149
Email: bob@allenins.com

NEW!
PAY-PER-INSPECTION PROGRAM
--designed specifically for new home inspectors--

Preferred Training Providers
Inspection Training Associates
ITA is one of our preferred training providers for our new program.
Click here for more information.
American Home Inspectors Training Institute
AHIT is another of our preferred training providers.
Click here to contact AHIT for more information.


Preferred Association
We have designated the
National Association of Certified Home Inspectors
NACHI as our preferred association. Membership in an association is required to participate in the Pay-Per-Inspection program. In the spirit in which the program was created, NACHI is offering 50% off the cost of their membership for the first year!
Click here to learn more about NACHI.


Preferred Inspection Report Provider
Porter Valley Software
PV Software is one of our preferred inspection report providers
Click here to learn more about their software.

Important note: Other training providers, associations and reporting system providers may be approved upon request, but may not qualify for Preferred status.

COMING SOON...
Pay-Per-Inspection Info Packet
> CLICK HERE <

This application form is an Adobe PDF File. If you do not have Adobe Acrobat Reader Software, Click the Adobe icon at right to download the free Acrobat Reader software

Get ADOBE Acrobat Reader Free:


For more details, contact:
Kenny Logan
Allen Insurance Group
478-825-5566, Ext 230
Toll-Free: 800-474-4472
Fax: 478-822-9149
Email: kenny@allenins.com

[whandley]

Originally Posted by jbushart

The only way to correctly judge the value of an insurance program and company...is NOT by its premiums, special offers, or incentives...but by the way it handles it claims.

Can anyone report on this particular "Pay Per Inspection" system?

I can personally report on Allen Insurance Occurance Coverage, it's awsome! If you guys have any questions contact Kenny or Bob Pearson directly. They'll fill you in on all the details. I'm in my 9th year with Allen Insurance. I've had one claim and they assigned me an attorney from Beverly Hills who took care of everything. The attorney even got the plaintiff to waive my $250 deductable.

Yes, I pay a little more for my occurance coverage, but it's top of the line insurance and their customer service has been perfect!

[Keith Swift, PhD.]

The meeting in Las Vegas with Nick and Bob Pearson went well; a lot of good faith bargaining, advances and retreats, and concessions, but Nick left with something good for NACHI. Exactly what that will be will be announced by Bob/Nick shortly. Following that, and without any hype or hoopla, I'll tell you why I worked for it and why I will endorse it. What I took away from the Las Vegas trip was a lot of second-hand smoke and the smell of stale perfume.

[Nick Gromicko]

Well, at least you didn't post the picture of me twisting Bob's arm .

We should have a pretty nice NACHI EXCLUSIVE from Allen Insurance to announce soon.

Thanks for your help this weekend Keith!

[Jason1]

Originally Posted by gromicko

announce soon.

That's is right up there with your other favourite saying of "Coming Soon" !

[Keith Swift, PhD.]

I didn't want to reveal your negotiating skills, or I would have posted the last picture, in which I had Bob in a headlock while you were hitting him. (What happens in Vegas stays in Vegas).

[jkimery]

As I see it, a pay-as-you go system is great if you don't have to spend time or money to join or be affiliated with some sort of training program. After you join another program you might as well just by straight E&O coverage.

[Nick Gromicko]

Jason1... yes "coming soon" is one of my favorites right up there with "done": www.nachi.org/whats_new.htm Warning... don't click that link of stuff NACHI has recently accomplished unless you are prepared to scroll.