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  #1  
Old 2/28/13, 7:26 PM
Nick Gromicko's Avatar
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Default Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why yet.

Click on this link to apply: http://www.nachi.org/credit-card.htm

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Nick Gromicko, Certified Master Inspector
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Author, How to Run a Successful Home Inspection Business
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Owner,Nick Gromicko General Contractor


"Just as iron sharpens iron, one man sharpens another."- Proverbs 27:17
Planet InterNACHI.... resistance is futile.

Last edited by gromicko; 2/28/13 at 7:29 PM..
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  #2  
Old 2/28/13, 7:30 PM
Russell J. Hensel's Avatar
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

13% APR is good? Holy crap! No wonder I don't use credit cards



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  #3  
Old 2/28/13, 7:32 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Looks like they do not want Canadians .. To bad so sad... Roy
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  #4  
Old 2/28/13, 7:33 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

For the past 15 years I have paid 0% APR and no yearly fees.

They keep sending me cards.

Free Credit year long.
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  #5  
Old 2/28/13, 7:36 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Quote:
Lawyers won't let me explain why yet.
I think I'll wait.






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outhern Illinois

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  #6  
Old 2/28/13, 7:53 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

If you pay your credit card off each month, you should actually look for the cards with the highest APR as those are the ones that typically offer the most perks.



Nick Gromicko, Certified Master Inspector
President, Contractors Association
Author, How to Run a Successful Home Inspection Business
Founder, InterNACHI
Owner,Nick Gromicko General Contractor


"Just as iron sharpens iron, one man sharpens another."- Proverbs 27:17
Planet InterNACHI.... resistance is futile.

Last edited by gromicko; 2/28/13 at 7:56 PM..
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  #7  
Old 2/28/13, 7:56 PM
Russell J. Hensel's Avatar
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Fair enough, then I will just stick with my amex...no set limit. Easy to use, great customer service.



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  #8  
Old 2/28/13, 7:58 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

I'm with you Russell. Perks on my Black Card are awesome and customer service is superb.



Nick Gromicko, Certified Master Inspector
President, Contractors Association
Author, How to Run a Successful Home Inspection Business
Founder, InterNACHI
Owner,Nick Gromicko General Contractor


"Just as iron sharpens iron, one man sharpens another."- Proverbs 27:17
Planet InterNACHI.... resistance is futile.
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  #9  
Old 2/28/13, 8:00 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Would that not depend on wether or not you choose to take money out of your savings to pay for whatever emergency and then realize that you don't put the money back.?

Or, use a credit card with 0 APR and no annual fees and spread the payments and more or less forced to pay it back without affecting your savings account.
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  #10  
Old 2/28/13, 8:03 PM
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Russell J. Hensel Russell J. Hensel is offline
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Quote:
Originally Posted by gromicko View Post
I'm with you Russell. Perks on my Black Card are awesome and customer service is superb.
I fell about 20K short last year of qualifying. But many say the platinum is just as good. Is that true? But I do have to admit the black has some big time "wow" factor. The weight alone is pretty damn impressive.



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  #11  
Old 2/28/13, 8:03 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Marcel, what's a "savings account?" I heard rumors of companies that had counters with people standing behind them who will take your money, hold it for you, and pay you 0% interest while all along the purchasing power of your money decreases... but I didn't believe those rumors were true.



Nick Gromicko, Certified Master Inspector
President, Contractors Association
Author, How to Run a Successful Home Inspection Business
Founder, InterNACHI
Owner,Nick Gromicko General Contractor


"Just as iron sharpens iron, one man sharpens another."- Proverbs 27:17
Planet InterNACHI.... resistance is futile.
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  #12  
Old 2/28/13, 8:10 PM
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Marcel R. Cyr, CMI Marcel R. Cyr, CMI is offline
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

My savings account is my hard earned money I do not want to touch and there for emergencies beyond control.

A credit card is a tool that you can use to not use that money.

Banks are willing to loan me that money for six months at no interest and no annual fee.

Thank you, to them, I accept.

At six months, If I need more credit, just switch to another 0% Card.

My savings stay intact.
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  #13  
Old 2/28/13, 8:11 PM
Nick Gromicko's Avatar
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Russell, I don't know. I only use the Black Card for one reason and one reason only: InterNACHI has me traveling constantly and my card gets me into airport Red Carpet Clubs for free, where I can get online easily and catch some winks between flights.



Nick Gromicko, Certified Master Inspector
President, Contractors Association
Author, How to Run a Successful Home Inspection Business
Founder, InterNACHI
Owner,Nick Gromicko General Contractor


"Just as iron sharpens iron, one man sharpens another."- Proverbs 27:17
Planet InterNACHI.... resistance is futile.
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  #14  
Old 2/28/13, 8:13 PM
Russell J. Hensel's Avatar
Russell J. Hensel Russell J. Hensel is offline
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

I think the platinum does the same. Not near the prestige the black card gets but it will get your into those areas.



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  #15  
Old 2/28/13, 8:24 PM
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Default Re: Folks, sign up for this InterNACHI VISA card. Lawyers won't let me explain why y

Yeah. The only issue with the Black Card is that you have to hit your minimum (it is different depending on how long you've been with them I think). If you fail to, they whack you with a crazy annual fee. I never missed my minimum, but I think it is a $2,500 annual fee if you miss it.



Nick Gromicko, Certified Master Inspector
President, Contractors Association
Author, How to Run a Successful Home Inspection Business
Founder, InterNACHI
Owner,Nick Gromicko General Contractor


"Just as iron sharpens iron, one man sharpens another."- Proverbs 27:17
Planet InterNACHI.... resistance is futile.
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