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  #1  
Old 11/29/11, 10:44 PM
William J. Decker's Avatar
William J. Decker William J. Decker is offline
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Join Date: Nov 2004
Location: Skokie, IL
Posts: 7,785
Default Having a fun time with a bank.

Did an inspection today. House was a foreclosure Bank owned REO) mess that had multiple water problems (most headers were rotted, rotted floor joists, etc).

There was a "back porch" that head to a 2nd floor door. The porch was not compliant and rotted. The landing for the 2nd floor door looked cantuilevered, but was not (as I found out).

When I went out on this landing, I fell through (the joists were not properly supported, etc. I fell on my butt and a knee, skinning the knee. No real damage to me.

The listing agent got in my face, telling me that I was responsible to fix the porch. He just would not let go. Finally, the buyer's agent and the client told him to shut up, saying that he was lucky that I didn't sue him and the bank. He then shut up and looked thoughtful and left the inspection.

In any case, the client will not be buying the house. It was a real POS.

On the ride home, I got a call from someone at the bank. He was asking for my fax number so he could fax me something. I asked him what. He said it was a waiver that I "had to sign" because of the fall. I told him, "I ain't signing anything" and hind up.

Please understand. I was not really hurt and have no intention of suing anyone. I really hate people who "get hurt" and "cash in". Although I am sure that many people actually do get hurt, for no fault of their own, and are entitled to some compensation, I also believe that the majority of these cases are lawyer drive scams.

So, I get home. Then I get a call from the bank's lawyer. He offers me a check for $1,000 (which he will deposit, directly, to my bank) if I will sign a waiver. I tell him no, I have to talk to my lawyer.

1/2 hour later, he calls back and ups it to $3,000. I still say no.

I am waiting to see how high they go. Understand, I am not going to accept any check or sue, but I am also not going to sign a waiver.

One cannot buy such entertainment as this.



Will Decker, CMI
ILL License # 450.0002240
Board Certified Master Inspector
Decker Home Services, LLC
Chicago and Northern Suburban Home Inspections
Office: (847) 676-8393
Cell: (847) 609-2345
Home: (847) 673-2702

wjd@DeckerHomeServices.com
www.DeckerHomeServices.com

Learn, Educate, Serve and have fun doing it!
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  #2  
Old 11/29/11, 11:06 PM
Christopher Currins's Avatar
Christopher Currins Christopher Currins is offline
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Join Date: Feb 2007
Location: Godfrey, IL
Posts: 7,612
Default Re: Having a fun time with a bank.

Keep 'em on their toes Will.



Christopher Currins
Certified, Licensed

Proudly serving the St.Louis Metro

St. Charles, St. Peters, Maryland Heights,
O'Fallon, Florrisant, MO Home Inspector




BLESSED ARE THE CRACKED, FOR THEY ARE THE ONES WHO LET IN THE "LIGHT"!
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  #3  
Old 11/29/11, 11:15 PM
Stephen W. Stanczyk's Avatar
Stephen W. Stanczyk Stephen W. Stanczyk is offline
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Join Date: Dec 2005
Location: Kapowsin, WA
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Default Re: Having a fun time with a bank.

Will,

Just see how high they will go, accept the check and donate it to InterNACHI Nickels. What a great way to continue funding something for inspectors that get hurt on the job. Just an idea.




Stephen Stanczyk
Washington State Licensed Home Inspector # 221
President, Washington Association of Property Inspectors (WAPI)
(253) 241-0602 calls answered until 10pm


Pierce County -Thurston County - King County - Snohomish County
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  #4  
Old 11/29/11, 11:28 PM
Russell J. Hensel's Avatar
Russell J. Hensel Russell J. Hensel is offline
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Join Date: Jul 2008
Location: Fort Myers, FL
Posts: 5,576
Default Re: Having a fun time with a bank.

Next time they call tell them you have to hurry because they do not like people talking on cell phones in the emergency room.



Comprehensive Building Consultants
Naples Home Inspection, Naples Mold Inspection, Naples Radon Inspection, Bonita Springs Home Inspection, Bonita Springs Mold Inspection, Bonita Springs Radon Inspection.



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  #5  
Old 11/29/11, 11:41 PM
Dennis J. Bonner's Avatar
Dennis J. Bonner Dennis J. Bonner is offline
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Join Date: Mar 2009
Location: Deerfield Beach, Florida
Posts: 960
Default Re: Having a fun time with a bank.

Accept the check and donate it to a good charity



Florida Insurance Inspections
Serving Dade, Broward, and Palm Beach Counties since 2001.
Dennis J. Bonner, G.C
CGC-1514215, HI-256

Dade: (305)759-4587
Palm Beach: (561) 471-8911
Broward: (954) 566-2822

http://www.floridainsuranceinspections.com

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  #6  
Old 11/29/11, 11:43 PM
Russell J. Hensel's Avatar
Russell J. Hensel Russell J. Hensel is offline
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Join Date: Jul 2008
Location: Fort Myers, FL
Posts: 5,576
Default Re: Having a fun time with a bank.

I heard the Bonner international surfing fund is a good cause...at least thats what you told me Dennis



Comprehensive Building Consultants
Naples Home Inspection, Naples Mold Inspection, Naples Radon Inspection, Bonita Springs Home Inspection, Bonita Springs Mold Inspection, Bonita Springs Radon Inspection.



Donate here:

or send checks to the
Fl Home and Insurance Inspector Chapter
1103 W Hibiscus Blvd Ste 311
Melbourne, Fl 32901
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  #7  
Old 11/29/11, 11:53 PM
Bob Elliott's Avatar
Bob Elliott Bob Elliott is offline
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Location: Chicago
Posts: 21,908
Default Re: Having a fun time with a bank.

That sure would take care of Holiday gifts.
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