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  #31  
Old 11/30/06, 9:22 PM
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bkelly1 bkelly1 is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

CMI Creative Marketing for the Insane..??
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  #32  
Old 11/30/06, 9:26 PM
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Dale Duffy Dale Duffy is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by gromicko
The target that one wears on his front that says hire me, I'm insured and am a Certified Master Inspector that qualifies for zero deductible E&O is 30 times larger than the bullet one wears on his back that says sue me, I'm insured. That's a target we all wear anyway.

One must offset the price of the premiums.
Anybody who uses insurance as a reason to hire me is playing Russian Roulette with that "bullet".
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  #33  
Old 11/30/06, 9:32 PM
Brian E. Kelly Brian E. Kelly is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by bkelly1
CMI Creative Marketing for the Insane..??
Why are you always the smartest Kelly, Ben?????????



"Never ever threaten anyone in Camoflage"
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  #34  
Old 11/30/06, 9:37 PM
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bkelly1 bkelly1 is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Its because I am #1
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  #35  
Old 11/30/06, 11:14 PM
mrowan mrowan is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Folks

Forgive me if I ahve got it wrong as I have scanned this post. It appears from my scanning that there is some confusion as to why we negotiated a zero deductable.

The argument we put forward to FREA for a zero deductible was that CMI’s have far fewer claims. I don’t know many, actually any, veteran inspectors that have been sued! The benefit is for the inspector individually not a marketing tool! FREA can afford this zero deductible if it applies to true CMI inspectors!

Just got back from being with Nick and the gang, so its late and I’m ready to sleep.

Will update more tomorrow.

Michael
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  #36  
Old 12/1/06, 12:07 AM
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Nick Gromicko Nick Gromicko is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Dale, no one is going to hire you on the sole basis that you are insured, just like no one is going to hire you because you put pictures in your report or because you are a CMI or anything else solely.

It is only when you package them all together and market yourself as a superior product offering a superior service relative to your potential client's other choices... do more clients begin to choose you.

No one buys a car just because it has mag wheels, yet they still put them on cars.



Nick Gromicko, CMI, CPI, IAC2, Infrared Certified
Founder, InterNACHI
"Just as iron sharpens iron, one man sharpens another." Proverbs 27:17
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  #37  
Old 12/1/06, 12:07 AM
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Russell Spriggs Russell Spriggs is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

"Forgive me if I ahve got it " . . . .

Hey, Michael-
A distinctly Guiness twist to your words there, my friend!



Russ Spriggs,CMI
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  #38  
Old 12/1/06, 12:37 AM
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Dale Duffy Dale Duffy is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by gromicko
Dale, no one is going to hire you on the sole basis that you are insured, just like no one is going to hire you because you put pictures in your report or because you are a CMI or anything else solely.

It is only when you package them all together and market yourself as a superior product offering a superior service relative to your potential client's other choices... do more clients begin to choose you.

No one buys a car just because it has mag wheels, yet they still put them on cars.

Quote:
Michael and I have some other exclusive benefits coming soon too. This one could only be acquired for CMIs because the underwriter would only give this deal to CMIs, no one else.

I've already come up with another way to exploit CMI for marketing purposes: Call yourself a no-deductible inspector... which means that the quality of your inspection service is so high that, unlike other inspectors, your E&O insurance company gives you a zero deductible.

This would be used if you have E&O insurance and are competing with inspectors who don't or who do but don't have a zero deductible.
Delete the bold and your all set Nick.

But...FREA's insurance is so out of whack price wise, it wouldn't make sense to have it unless they paid you $2,000.00 per claim and then paid the claim also...!

There prices are bizarre to say the least.
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  #39  
Old 12/1/06, 5:01 AM
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bkelly1 bkelly1 is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Michael , what about the "not so" veterans that joined immediately? Do you remember all the threads?
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  #40  
Old 12/2/06, 7:09 PM
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Henry Valenzano, CMI Henry Valenzano, CMI is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by dduffy

I have never heard of anyone who has FREA insurance that is paying a decent rate, just buying insurance from them is crazy enough without a deductible.
I use FREA and they are $1000.00 cheaper then their competetor. and i carry their commercial coverage



Henry Valenzano CMI (Hank)
Double Check Home Inspection LLC.
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  #41  
Old 12/2/06, 7:20 PM
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Jeffrey R. Pope Jeffrey R. Pope is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by bwiley
Damn. I may have to join.
As will I. . .

You finally got me Nick



IF YOUR INSPECTOR IS NOT USING THERMAL IMAGING, YOU'RE NOT GETTING THE WHOLE PICTURE ®
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  #42  
Old 12/2/06, 7:24 PM
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jmichalski jmichalski is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by hvalenzano
I use FREA and they are $1000.00 cheaper then their competetor. and i carry their commercial coverage
You have to shop rates. My experience is similar to that of Dale's in regards to FREA being more expensive. I will check again, but I believe that the immediate difference in premiums is so significant as to outweigh the financial benefit of no deductible (especially if no claims are filed.)
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  #43  
Old 12/2/06, 7:46 PM
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Henry Valenzano, CMI Henry Valenzano, CMI is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by gromicko

I've already come up with another way to exploit CMI for marketing purposes:
Nick
How about offering life memberships in NACHI ( for a fee ) To CMIs



Henry Valenzano CMI (Hank)
Double Check Home Inspection LLC.
www.DCHI.com
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719-635-6425
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  #44  
Old 12/2/06, 8:28 PM
Joseph T. Burkeson, CMI's Avatar
Joseph T. Burkeson, CMI Joseph T. Burkeson, CMI is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

The greater profession is speaking out in regards to FREA's decision to acknowledge CMI's as superior inspectors, you might want to join in the conversation.



"The path of the righteous man is beset on all sides by the iniquities of the selfish and the tyranny of evil men." ~ Pulp Fiction



Certified Master Inspector (2007)
Member, International Assoc of Certified Home Inspectors (InterNACHI)
Member, International Code Council (ICC) - Certified Residential Combination Inspector
Member, American Society of Home Inspectors (ASHI)

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  #45  
Old 12/2/06, 8:40 PM
Roy D. Cooke, Sr Roy D. Cooke, Sr is offline
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Default Re: Insane CMI exclusive deal... NO E&O INSURANCE DEDUCTIBLES!!!

Quote:
Originally Posted by jburkeson1
The greater profession is speaking out in regards to FREA's decision to acknowledge CMI's as superior inspectors, you might want to join in the conversation.
Thanks Joe sure is nice to see how some of the others think of us .
having a closed mind destroys the ability to reason some times .
Cookie



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than a life spent doing nothing." George Bernard Shaw
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