International Association of Certified Home Inspectors

James E. Braun, CMI · #**151** 1/13/09, 4:56 PM

There has appear to be a delay in this program. Peter Tafleen was working on it but since he got caught strong arming John O in the vendor incident, I would imagine somebody else will be in charge of this project, preferably somebody like Ben. I believe it was Ben's idea to start with anyway. If Tafleen is left on this project, I feel that it is doomed. He has proven, in several instances, not to work well with members.

jvogan · #**152** 1/13/09, 5:09 PM

You guys complain too much...you are getting the warranty for "free"...but the marketing expense, filing fee, and commision expense is what you are paying for. Good grief, it's only $17, what did you think, it was gonna be FREE?

Billy Boerner · #**153** 1/13/09, 5:56 PM

Quote:

Originally Posted by rmaday

I haven't seen "attacks" - perhaps we define it differently

I have seen...

I don't have to put my hand in a fire to know that it will hurt.

A "warranty service" may be a good thing for marketing. I don't know if it's good for the client.

Perhaps by reading the details of a "warranty service" one can make up their minds.

Look, I didn't reply to get into a debate about Jim. Lord knows, this MB has seen plenty of 'em.

I just thought, with you being relatively new here, that you should know a bit more than recent history about a member who's been here for quite some time.

Exactly!! Rick read paragraph 46 on the warranty. This warranty harms the client in the event they use it IMO. I was siked and signed up then downloaded and read it with the understanding that yes all warranties are limited and come packed with exceptions to the rule... I was prepared to sell them that way in a manner that it "MAY" help you "MAY NOT". Then I came across paragraph 46. I would be embarrassed to try to pass on a warranty to one of my clients which states if they decided to use the warranty even one time with a limit of 1K dollars all rights to sue me at a later date in the event I was actually negligent would go right out the window. I'm a firm believer that you better be prepared to inspect right the first time... if your caught with your pants down fess up and help your clients make it right that's what business is all about it's just not about making money! If I'm reading paragraph 46 wrong let me know because otherwise I would love to start using this warranty.

Darren Spencer · #**154** 1/13/09, 9:30 PM

Quote:

Originally Posted by jvogan

You guys complain too much...you are getting the warranty for "free"...but the marketing expense, filing fee, and commision expense is what you are paying for. Good grief, it's only $17, what did you think, it was gonna be FREE?

When the Headline of this topic says FREE well then it should be FREE.

If I offered my inspections for FREE then charged for Filing,Marketing, etc... would that work?

so Yes I expected it to be FREE.

Ben J. Gromicko · #**155** 1/13/09, 9:49 PM

Quote:

Originally Posted by bboerner

Exactly!! Rick read paragraph 46 on the warranty. This warranty harms the client in the event they use it IMO....

I disagree. And that's not the intention of the clause.
One of the benefits of the warranty is to provide $1,000 for valid claims.
Let's take a roof leak for an example:

You inspect the house. The roof leaks 35 days after the inspection. You are not responsible for future events such as roof leaks. You tell the client to contact the warranty company (Mountain). If the claim is valid, then we'll pay up to $1,000 to get your client's roof repaired.

If the roof leaks again, and we've gone past the 100 day limit, or we've gone past the $1,000 limit, then Mountain can not help your client anymore, and they may try to come after you.

Clause 46 states that if Mountain Warranty can not help your client anymore about more roof leaks, then your client should NOT come looking for the inspector about roof leaks. You've got nothing to do with a roof that keeps leaking even after the Warranty company paid for the first $1000 worth of repairs.

Now if you are guilty of "gross negligence" and/or "willful misconduct," then NOTHING is going to help you. No warranty. No clause. No contract. You are on you're own on that one.

Ben J. Gromicko · #**156** 1/13/09, 9:52 PM

If your client wants to get you for more than $1000 dollars (more than the warranty can cover) after 100 days after the inspection (longer than the warranty can cover),...

they don't have to make a claim. They don't have to make a claim. They'll just come after you directly.

The intention of the warranty is to provide an easy path for your client toward some resolution. It can't stop anyone from suing - nothing can. But it may provide a post-inspection liability protection for the inspector. And it has real value for those clients with valid claims.

Remember: Your client does not have to make a claim. It's simply available to them, if they wish to agree to the terms.

Thanks for the opportunity to explain. Good questions and comments. You can contact me for further discussion about Mountain on my personal cell 303-862-2611.

jvogan · #**157** 1/14/09, 11:23 AM

Quote:

Originally Posted by dspencer1

When the Headline of this topic says FREE well then it should be FREE.

If I offered my inspections for FREE then charged for Filing,Marketing, etc... would that work?

so Yes I expected it to be FREE.

Ummm Darren.....I was being sarcastic.....

I couldn't agree with you more...

Ben J. Gromicko · #**158** 1/14/09, 11:46 AM

Quote:

Originally Posted by dspencer1

When the Headline of this topic says FREE well then it should be FREE.

If I offered my inspections for FREE then charged for Filing,Marketing, etc... would that work?

so Yes I expected it to be FREE.

Darren, I'm on it. There are a lot of pieces in the puzzle, which include dealing with large corporations, which do not make decisions quickly. One fantastic characteristic about InterNACHI is that good decisions are made and implemented quickly, but most Fortune 500 corps do not move as fast. Nick is ahead of other corporations, pushing the envelope, being most creative, and literally pulling other corps along. Most large corporations are like oil tankers in the ocean, they don't just make a quick turn - It takes hundreds of miles to adjust their path.

insane-free-home-warranties-all-international-association-certified-home-inspectors-only-members-and-all-their-clients-othercorpsareslow.jpg

In post #1, Nick did say "Coming the first part of 2009. Until then you can buy them at http://www.mountainwarranty.com/."
That's still true.
We're 2 weeks into 2009, and I'm expecting the best.