I am in the process of trying to find a new insurance carrier in TN. I was considering the pay per inspection, however it does not look like it is available in TN. Last year I dished out $4500.00 for E&O and Liability. What carriers are you using and how much? It doesn’t seem like there are too many carriers out there. I am in my second year in the business. Any help would be much appreciated.
OK…refresh worked! Should have known that! As far as the CMI… I don’t quite have 1,000 inspections under my belt yet. So I guess it’s Towers Perrin as the least inexpensive?
AIG with the NACHI discount ROCKS!!! Best way to go for the price! FREA and Allen’s are my second choice…
Allen’s if you want extra protection with (occurrence) coverage, covers you up to 4 years after you perform an inspection, but you will pay for it!
If you are going to be doing home inspections for the next 10 - 20 + years just get claims made insurance, its cheaper…and as long as you can keep your insurance ongoing, you are good to go.