I opened a checking account and the bank pulled my credit report.

[Nick Gromicko]

They say they now pull credit reports just to open a bank account as part of Homeland Security. It showed up the following day as a hard inquiry on my credit report.

[Christopher Currins]

New Ways Bankers Are Spying on You

Bank-Depositor Behavior Scores
Fair Isaac, the creator of the widely used FICO (credit score, is marketing bank-depositor behavior scores, which are used by banks to assess their own customers.
The scores are based on balances, deposit records and withdrawal activity,

[Stephen D. Schroetke]

That's been happening since about 9/12/01.

[John Harrison]

Same happened to me a few weeks ago.

What I also find frustrating is the following.

Go to creditor #1 they pull a report and make an offer for purchase.
You don't like their offer and leave.

Go to creditor #2 they pull a report and deny you because creditor #1 pulled a report, and lowered your score.
or its is believed that you were denied credit because you are looking elsewhere.

[Stephen W. Stanczyk]

I had a big fight with my bank over this same subject. I had an account already opened for the family trust. Been active for years. In order to have my son's student loans auto deducted from this account, I needed his name on the account. Not as a signatory, but just to put his name on the account. They would not do it unless they ran a credit report on him.

[Samuel D. Butler]

the government loves us all and just want's to protect us from the cave men w/ ak's so we just all have to trust govermnet because history shows us that government is to be trusted.

[Jae Williams]

[quote=sbutler1;715399]the government loves us all (I don't trust the government) and just want's to protect us from the cave men w/ ak's (I trust cave men--not so sure about aks) so we just all have to trust govermnet (I don't trust the govermnet, either) because history (I don't trust history because it is usually written by the govermnet) shows us that government is to be trusted. (I still don't trust the government, either)[/quote]


BTW, what is a "govermnet"???

[William J. Decker]

With all the identity theaft scammers out there, they are just trying to protect you and themelves.