How we are getting our members insurance inspection work, and lots of it.

[gbeaumont]

Originally Posted by gbell

While it is true that the NACHI 4 point form is widely used it has taken what was a $125 service and made it now a $49 to $75 service. I would be willing to bet that the ones doing 1000s of inspections are at the lower end of that scale.

interestingly Greg, here in the Tampa area, the low ballers are not iNACHI members, the real problem over here is the contractors.

Your area may be different

Regards

Gerry

[Nick Gromicko]

Gerry Beumont writes:

I have to pay Nick his due's here, the iNACHI 4 point form is the most used format by FL property insurance carriers, and very many thousands are performed each year, this inspection is somewhat perculiar to FL, but it will be coming soon to carriers in your area.

Believe me

Gerry

Erol, Jim, Ray... did you catch that?

[Russell Spriggs]

Thanks for the corroboration, Gerry (FL is a bit of a different animule than Idaho!)
So, how do members get involved in this new aspect of inspections, Nick?

[James H. Bushart]

Nick claimed that NACHI members are doing tens of thousands.

He used the fact that three of our members have done a thousand, each.

Now, we learn that there are tens of thousands being done....but by anyone, associated or not. And for $49.

And the insurance industry is about to follow suit?

[Doug Edwards, CMI]

I agree with Gerry. I get calls from all over FL from agents to do 4 Point inspections in my area. They always tell me they got my name from someone who knows I belong to iNachi and we can do the Citizens 4 Point without an electrician holding our hand. I have several local agents who use me exclusively and pass my name to anyone who wants it. It is becoming an ever expanding circle.
I have been doing a lot of 4 Points lately and most are for Citizens Insurance. I have also gotten a couple of calls from agents in New Orleans for clients who are buying summer homes here in the East Hill and North Hill areas (all older homes). I do some for rental properties that require periodic inspections or when an insurance company drops a customer. If the agents do not have your name in their rolodex for these kinds of inspections, do not expect the call. I used to know home inspectors who would not do 4 point inspections, so I told them to send them all to me. BTW, it is not all that new. The first 4 point I ever did was over 10 years ago for a Nationwide agent. The price has gone up significantly since then.

[Nick Gromicko]

Doug writes:

I agree with Gerry. I get calls from all over FL from agents to do 4 Point inspections in my area. They always tell me they got my name from someone who knows I belong to iNachi and we can do the Citizens 4 Point without an electrician holding our hand. I have several local agents who use me exclusively and pass my name to anyone who wants it. It is becoming an ever expanding circle.
I have been doing a lot of 4 Points lately and most are for Citizens Insurance. I have also gotten a couple of calls from agents in New Orleans for clients who are buying summer homes here in the East Hill and North Hill areas (all older homes). I do some for rental properties that require periodic inspections or when an insurance company drops a customer. If the agents do not have your name in their rolodex for these kinds of inspections, do not expect the call. I used to know home inspectors who would not do 4 point inspections, so I told them to send them all to me. BTW, it is not all that new. The first 4 point I ever did was over 10 years ago for a Nationwide agent. The price has gone up significantly since then.

Thanks Doug.

Erol, Ray, Jim... did you catch that?

[jrichards]

Originally Posted by mnahrgang

Okay.... That's nice.

Now how is that going to be getting our members insurance inspections?

Good question.

[Greg Bell]

Originally Posted by beaumont

interestingly Greg, here in the Tampa area, the low ballers are not iNACHI members, the real problem over here is the contractors.

Your area may be different

Regards

Gerry

I think that is because the contractors are looking for other sources of income as the amount of building has decreased substantially. I know of NACHI members up and down the coast doing them in the price range I quoted. I mainly know because agents call me saying that so and so will do it for this amount will you. I am not going to drive for an hour or more round trip to make 50 to 75 dollars. I even had an agent from Tampa call today wanting me to take pictures of a mobile home 20 miles away for $10. You would have to be pretty friggin desperate to do anything inspection related for $10.

[Nick Gromicko]

Jim, read the form. www.nachi.org/4point.htm The insurance companies don't accept it without an InterNACHI ID#.

Furthermore InterNACHI members need not have a licensed electrician accompany them, like non-members do.

[RAY THOROMAN]

Originally Posted by gromicko

Gerry Beumont writes:

Erol, Jim, Ray... did you catch that?

Ok Nick, I'll bite. So me being or servicing the LARGEST city in the entire southeast and knowing these type inspections do not exist or rarely exist in my area, please tell me how or where to get started?


The only type verification home/business insurance around here is verifying the residence/business by some guy pulling up to the place and snapping some photos and probably making $40. Travelers Insurance is the only company I'm aware of that even does that around here.


So please if I'm wrong correct me, secondly tell me how I can get started please.

[jrichards]

Originally Posted by gbeaumont

interestingly Greg, here in the Tampa area, the low ballers are not iNACHI members, the real problem over here is the contractors.

Your area may be different

Regards

Gerry

I spoke with one NACHI lowballer here. They charge $45, I guess they need the work as they don't do many full inspections anyway.

[Doug Edwards, CMI]

The inspector has to get off his *** and go out and market himself while educating the agents and offices in their areas on who and what they can do for them. Not just to insurance agents either. You have to get your name out there and circulating. Agents talk to one another, there are always several offices with each carrier, independents, mortgage companies (got to market to one of them yesterday at a MH foundation inspection) property management companies (many of them manage properties for out of town or even out of country investors). Write yourself a letter of introduction outlining what insurance service inspections you can do pointing out that iNachi inspectors are recognized by the Citizens Insurance Company for the 4 Point Inspections, etc. When times are a little slow work on getting these out. Post cards from Vista Prints are cheap as dirt, very professional looking and cost about a quarter to mail.

[Nick Gromicko]

Doug, did you get the projector we sent your chapter?

[Nick Gromicko]

Ray writes:

So please if I'm wrong correct me,

Greg, Gerry and Doug already did, but not before you called me a liar.

[Nick Gromicko]

I'll keep everyone updated on the status of this project here: http://www.nachi.org/roofdamageassessmentcourse.htm