Florida SB 2078 and HB 1495 for Uniform Mitigation Inspections

[Joseph Burkeson, CMI]

Originally Posted by dsorge

This whole program is such a freakin scam. Wind Mitigation?


Herein lies the problem and what chaps my ***** (it should raise your ire as well)... Lets forget that we're home inspectors for just 10 seconds. Lets also forget that some of you make a living off of this program for 5 seconds. Now lets all think like citizens for 1 minute. Citizens that all have an insurance bill based on the personal choices we make, and lifestyles we lead.

At the end of the day, these inspections allow homeowners that live in wind danger zones, to pay the same rates (or similar rates) to those of us that choose to live outside of the wind zone.

Call me crazy but I've lived through both hurricanes and typhoons, on 2 different sides of the planet and in both hemispheres. In either place the really BIG damage comes from water and/or storm surge.

So explain something to me. Why should I pay the same amount for insurance, as someone that chooses to live on the theoretical edge of a cliff? The bigger question is...in an industry that supossedly prides itself on ethics, honesty, principals, blah-blah-blah-freakin' blah...would feed, support, and defend such a program?

Answer?

Greed

Good post, I spent my youth down at the Jersey Shore, back then the only thing that was constructed were shacks because we all knew the next big storm would wash those shacks back into the sea. Today they have built million dollar condos on the beach and the tax revenue to the municipalities is huge, but in the end we all pay for those million dollar condos in increased insurance costs. I say that if you choose to build in a disaster zone then you should have to personally underwrite your folly and not rely on the people in your state to subsidize your extravagant lifestyle.

[Blaine Wiley]

Originally Posted by dsorge

the really BIG damage comes from water and/or storm surge.

The really big damage here during Charley came not from the storm surge, but from the many tornadoes that were spawned by the storm. And, it doesn't matter how the roof deck is attached, how the trusses are attached to the wall, a tornado wil just plain demolish a house.

The wind mits are a scam by the new mafia...insurance companies and politicians.

[Kris M. Militano]

Any new word on this now that Gov Crist has signed this bill? What happens now? When do these things take effect?

[John M. Acaron]

Originally Posted by gromicko

State is out of money.

What do you mean with that comment. July 2010 will be here soon and what? Things will continue as normal.??? No licensing??

[Greg Bell]

Originally Posted by jacaron

What do you mean with that comment. July 2010 will here soon and what? Things will continue as normal.??? No licensing??

exactly

[John M. Acaron]

Amaising......................... Does Nick play any roll in making any sense of what supposely is happening...in Tallahassee. Or do we just asume that the bill is table and we will continue as normall. for the next few more years. Besides who cares about the license???? It will not help the consumer.

Greg do you have any insight??

[Joseph Burkeson, CMI]

Originally Posted by jacaron

Amaising......................... Does Nick play any roll in making any sense of what supposely is happening...in Tallahassee. Or do we just asume that the bill is table and we will continue as normall. for the next few more years.

The bill was signed into law by Governor Crist and has now become part of the Florida Statutes which means it is part of Florida law and it cannot be legally ignored, something will be in place by July 2010.

[jstebbins]

I cannot gather a final answer on this. It seems to me that the bill is effective July of 2009 and that all windstorm inspections must be performed by a GC, engineer, architect, or building inspector??

[Joseph Burkeson, CMI]

Originally Posted by jstebbins

I cannot gather a final answer on this. It seems to me that the bill is effective July of 2009 and that all windstorm inspections must be performed by a GC, engineer, architect, or building inspector??

Home Inspector Licensing = July 2010, there was an extension.

WCE Program (My Safe Florida) Abolished = July 1st 2009

Wind Mitigation Inspections (B1-1802) must be performed by a GC, engineer, architect, or building inspector = TRUE