International Association of Certified Home Inspectors
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| Canadian Inspectors This is a place for Canadian InterNACHI inspectors and other inspectors in Canada to discuss local inspection topics. |
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#16
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I do not believe it's our responsibility to identify the species of mould.
I do believe it is our responsibility to report on the presence of mould and any conditions present that provide for the growth of mould. Any inspector that can not recognize mould and/or the conditions that promote the growth of mould is doing a disservice to his client. If he does not have the where with all to flag the presence or possibility of mould presence is not doing his job and should learn this or get out of the business. I’ve been told that Enron stopped selling home inspector insurance because they got hammered over a house inspector that did not report the presence of mould in the house. We all are suffering from that. Increased insurance rates etc. Vern Mitchinson_CET_CMI Past President International Association of Certified Home Inspectors. Alberta Canada
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#17
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The following news item reported by Global TV illustrates the seriousness of reporting mould. Unfortunately this house was not inspected before purchase.
The orginal is posted at http://www.canada.com/globaltv/edmon...9-fb82eddbcdb4 HOMELESS HOMEOWNERS Kendra SlugoskiGlobal Edmonton Tuesday, August 01, 2006 Steve and Norma Dima shelled out $264,000 for their new home, but now they have nowhere to live. The Stony Plain couple is facing a fierce battle - taking on a toxic mould they discovered soon after they moved into their new home. Norma Dima says, "We've lost everything. We have nothing." The Dimas have now been forced to live under a tarp over a picnic table. Across the yard is the empty house they recently purchased. "It's the house of horrors." And they want to warn other home buyers, saying it pays to have a home inspected before moving in. "When Steve comes home with the van, we sleep in the back. We're trying to cope... we're trying to keep going." The Dimas didn't get a home inspection before buying the home. They moved in on the May long weekend. But soon after, the family started getting sick. That's when Capital Health found mould, and lots of it. Norma says they were told to "better get a home inspection, so we did that. That's when we found out we had 99.9% moisture in the house." Everything, even the dishes had to be left inside. Norma spends her days looking for a way out of this mess, and is trying to get their money back. Denis Noel, a real estate lawyer, says, "About the only remedy purchasers in a case like that would have is to sue the vendor." But that's only if they can prove the seller knew about the mould. Legally, any home health risk must be revealed to a buyer. It's a case of buyer beware, and Noel says about half of home buyers, still don't bother getting an inspection. "I think most people are not experts in house construction, and do not know what to look for. An expert inspector will certainly catch the most obvious things." That's why the Dimas are speaking out. They don't want any other family to have no place to go. Norma says, "Oh boy - be smarter than us. Be a lot smarter and get this home inspection. I don't care what the house is or where it is, but spend the $300, $400, or $500 and get this. That's the only safeguard you've got." Steve and Norma are now looking for an apartment to rent. They have two sons who are staying with a family member. Norma is also waiting to hear from her doctor, to find out if she's facing any long term health problems from the mould. Vern Mitchinson_CET_CMI Past President International Association of Certified Home Inspectors. Alberta Canada
Last edited by vmitchinson; 8/4/06 at 4:22 PM.. |
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#18
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In the past it has been very difficult to obtain insurance coverage for home inspectors that include evaluating mould. How is the experience with others out there? Now couple that and those news nightmares with the possibility of some inspector that ends up with a claim against them for mould.
If there was 99.9% moisture in the home - would it not make sense someone should have noticed the visual clues of such amount? Regardless if they were a home inspector or not! I am not trying to diminish the issue but at that rate the clues should have been very obvious. So education is YES, educating yourself about mould even BETTER, but if an inspector's disclaimer and the SOP steers clear of mould, I would rather simply follow the SOP and practice due diligence! To me it's less risk. BTW: The insurer was ENCON. But that was one of many reasons for dropping the coverage for home inspectors. Inspection Support Services Inc. "Those who can do. Those who CARE, teach" or “Teaching is the highest form of understanding.” Aristotle |
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#19
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I believe that most if not all Inspector Insurance Comanies have a disclaimer in the pollicy that covers many things they do not insure for . I wonder what the difference is with the disclaimers in the HIs pollicy is to the disclaimers I put in my contract.
At least John Q can read my disclaimer but John Q would have no idea that the Home Inspector has no insurance for mould ,Rust , smut ,and what ever else the Insurance companies can think up . I write in ever report suspect possible mould ? Roy Cooke sr . Incidental I do not think there is a home any where in Ontario that does not have mould spores in it and I would take any bets with big odds . Roy Cooke Sr. |
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#20
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Please Note:
phinsperger is a non-member guest and is in no way affiliated with InterNACHI or its members.
Quote:
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#21
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Anyone know what is happening with this offer? I don't see it posted on the website - is the course full?
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#22
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Quote:
hinsperg@allstream.net Roy Cooke sr. Royshomeinspection.com |
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#23
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Please Note:
phinsperger is a non-member guest and is in no way affiliated with InterNACHI or its members.
I am waiting for Doug Caprio from Pro Labs to get back to me with exact time and location. This may take a few days as Doug travels quite a bit throughout the states delivering the same course.
Doug told me that if there was enough people interested that they may run the course over two days. I emailed Doug the current count of people signed up for the course and although I can't speak for Doug who has the final say, I suspect that he may decide to run it for an additional day. Chris, You have not RSVP'd to me. If you wish to attend please email me at hinsperg@allstream.net |
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#24
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Quote:
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#25
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Regards, Chris |
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#26
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Please Note:
phinsperger is a non-member guest and is in no way affiliated with InterNACHI or its members.
The ProLab mould training origonally schedule for Sept 2nd has been rescheduled for September 16th.
The location will be at the Renaissance Airport Hotel located at 801 Dixon Rd, Toronto On M9W 1J5 tel 416-675-6100 Start time is 8:30 am And again the cost is Free. However because ProLabs still has to pay for the hotel for the number of people attending they are requesting that people who are definitely going to attend register though their web site at http://www.eventville.com/Catalog/EventRegistration1.asp?Eventid=1001825So even though you preliminary RSVP to me you still need to register with them. In addition to posting here I have attempted to email the update to everyone who emailed me. If you have any question please contact either myself Paul Hinsperger at hinsperg@allstream.net or Doug Caprio at dcaprio@reliablelab.com See you there |
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#27
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So who is attending next weekends FREE mold training session in Toronto?
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#28
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Please Note:
phinsperger is a non-member guest and is in no way affiliated with InterNACHI or its members.
Approx 105 people have registered thus far.
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#29
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Please Note:
cbarrows is a non-member guest and is in no way affiliated with InterNACHI or its members.
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I will be making the hike up to TO for the training. |
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#30
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This great to see what can be done for all Home Inspectors and others. Roy Cooke |
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