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Florida Inspectors This is a place for Florida InterNACHI inspectors to discuss Florida inspection topics, wind mitigation inspections and 4-point inspections.

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  #1  
Old 11/29/12, 10:41 PM
Les C. Abstein Les C. Abstein is offline
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Default 4 point insurance inspection

When did it become required to have photo's for 4-point inspections?
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  #2  
Old 11/30/12, 6:06 AM
wchandler wchandler is offline
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Default Re: 4 point insurance inspection

long time, GI




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  #3  
Old 11/30/12, 1:29 PM
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Jay C. Murray Jay C. Murray is offline
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Default Re: 4 point insurance inspection

Forever....



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Licensed General Contractor & Home Inspector
Serving Port St. Lucie, Ft. Pierce, Stuart, Palm City, Jensen Beach,
The Palm Beaches, & The Treasure Coast
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  #4  
Old 11/30/12, 5:53 PM
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Reece D. Welch Reece D. Welch is offline
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Default Re: 4 point insurance inspection

3 years ago.
They used to be very vague, as well. Then the insurers caught on and started requiring more. So, now we have thorough, documented, photographed, detailed 4pt inspection reports. PLEASE charge accordingly, I do.



Reece D. WelchBSA,CMI,CGC,CCC,HI,MRSA
Certified Master Inspector®
State Licensed General Contractor
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Offices: 121 S. DeSoto Ave Phone: 863-494-1560
Arcadia, FL 34266 Fax: 863-494-6233
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  #5  
Old 11/30/12, 10:49 PM
Michael J. Meeker Michael J. Meeker is offline
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Default Re: 4 point insurance inspection

Quote:
Originally Posted by rwelch View Post
PLEASE charge accordingly, I do.

mE TO



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  #6  
Old 11/30/12, 10:57 PM
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Joseph Burkeson Joseph Burkeson is offline
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Default Re: 4 point insurance inspection

Good luck with that... Here in Tampa we got guys stepping on their dicks to do em' for $60.



To learn who rules over you, simply find out who you are not allowed to criticize. ~ Voltaire


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  #7  
Old 12/1/12, 1:08 AM
Michael J. Meeker Michael J. Meeker is offline
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Default Re: 4 point insurance inspection

Same here but not me



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  #8  
Old 12/1/12, 5:50 AM
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Eric C. Van De Ven Eric C. Van De Ven is offline
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Default Re: 4 point insurance inspection

Quote:
Originally Posted by jburkeson1 View Post
Good luck with that... Here in Tampa we got guys stepping on their dicks to do em' for $60.
Seems like a painful way to make 60 bucks!



Eric Van De Ven

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  #9  
Old 12/1/12, 11:32 AM
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Stephen L. Guardino, CMI Stephen L. Guardino, CMI is offline
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Default Re: 4 point insurance inspection

Here in Flagler County you get a 4 pt. and wind mit for $100.00. Unbelievable.



Stephen L. Guardino, CMI
Flagler Home Inspections
Palm Coast, Florida 32164
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  #10  
Old 12/1/12, 1:17 PM
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Humberto Carvajal Humberto Carvajal is offline
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Default Re: 4 point insurance inspection

I do them as an add-on to a regular property inspection and get $120.00 (already low) for them. Rarely do I get called for them as standalone. If I do, it's no less than $150.00 I have the occasional price shopper tell me they've heard of someone somewhere or another doing them for under $100.00. I immediately advise them to hire them.


Bert





Humberto Carvajal Jr.
Florida State Property Inspections, LLC
Florida Home Inspector License# HI884
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Member USGBC South Florida Chapter

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  #11  
Old 12/1/12, 1:47 PM
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Eric C. Van De Ven Eric C. Van De Ven is offline
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Default Re: 4 point insurance inspection

Quote:
Originally Posted by hcarvajal View Post
I do them as an add-on to a regular property inspection and get $120.00 (already low) for them. Rarely do I get called for them as standalone. If I do, it's no less than $150.00 I have the occasional price shopper tell me they've heard of someone somewhere or another doing them for under $100.00. I immediately advise them to hire them.


Bert
So do I Bert! It is funny to hear the reaction. Usually, they ask what is different in the way I do it as opposed to the 60 dollar guy? At that point, the hook is set!



Eric Van De Ven

Magnum Inspections Inc. Website


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"Ignore the Noise"
That's what I do!
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  #12  
Old 12/1/12, 3:38 PM
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Jay C. Murray Jay C. Murray is offline
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Default Re: 4 point insurance inspection

Maybe the pictures are extra?

I'm going to start collecting a 'Wall of Shame' on my website. A collection of some crappy WM & 4Points my agents get from time to time. The idea being, you often get what you pay for. Just because some guy with the cheap price calls it a 4 Point, WM of the doesn't mean the underwriter will accept it.



Your Home Inspection & Wind Mitigation Provider
Jay C. Murray
Florida Home & Insurance Inspector Chapter Board Member
Licensed General Contractor & Home Inspector
Serving Port St. Lucie, Ft. Pierce, Stuart, Palm City, Jensen Beach,
The Palm Beaches, & The Treasure Coast
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  #13  
Old 12/1/12, 4:30 PM
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Eric C. Van De Ven Eric C. Van De Ven is offline
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Default Re: 4 point insurance inspection

Quote:
Originally Posted by jmurray4 View Post
Maybe the pictures are extra?

I'm going to start collecting a 'Wall of Shame' on my website. A collection of some crappy WM & 4Points my agents get from time to time. The idea being, you often get what you pay for. Just because some guy with the cheap price calls it a 4 Point, WM of the doesn't mean the underwriter will accept it.
You mean like the 4 pts that are one page wiht six barely readable pictures and wind mits that are handwritten with unlabeled and often, non-viewable pictures?

I had one person call me and ask me to "fix" the four-point she had done. I told her it was $200.00 and that in order to fix, it would require a completely new inspection.

Wind mits are another issue altogether.

And, just to remind everyone, Citizens does not accept electronic signatures on any inspection!
But, they do accept an image of your handwritten signature! Isn't that electronically generated?



Eric Van De Ven

Magnum Inspections Inc. Website


954 340-6615

"Ignore the Noise"
That's what I do!
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  #14  
Old 12/1/12, 5:12 PM
Michael J. Meeker Michael J. Meeker is offline
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Default Re: 4 point insurance inspection

i NEVER LABEL PICTURES AND NEVER WILL. iF THEY DO NOT KNOW WHAT THEY ARE LOOKING AT THEN OH WELL FOR THEM.

i'VE NEVER HAD A COMPLAINT.



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  #15  
Old 12/1/12, 6:18 PM
Humberto Carvajal's Avatar
Humberto Carvajal Humberto Carvajal is offline
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Default Re: 4 point insurance inspection

I used to spend a lot of time printing the page, signing it, then scanning it to place it back into the report. Until I learned how to create the "signature image"! Wow what a time saver!


Bert





Humberto Carvajal Jr.
Florida State Property Inspections, LLC
Florida Home Inspector License# HI884
LEED® Accredited Professional
Member USGBC South Florida Chapter

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