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  #1  
Old 10/25/11, 3:09 PM
Pete Campbell's Avatar
Pete Campbell Pete Campbell is offline
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Location: Fort Pierce, FL
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Default FL 4 Point Rejected For No Life Expectancies

Rec'd this e-mail from an ins agent today:

"Pete,
Can you please put the life expectancy under each of the categories or the companies will not take them."

I submitted the FL IN 4 Pt form downloaded from the FL IN website for this job in Vero Beach. The only line item on the form for "Estimated Life Expectancy" is in the roofing section and I filled that one out.

Anyone else faced this? How did you resolve it?

Thanks





Pete Campbell

pete4545@comcast.net
http://www.PortStLucieInspections.com
http://www.ChooseGI.com
http://ifwemissitwewillfixit.com


Inspecting Fort Pierce, St. Lucie Village, Lakewood Park, Vero Beach, Indian River Shores, Sebastian, Fellsmere, Fort Drum, Okeechobee, Jensen Beach, Stuart, Palm City, Hobe Sound and Indiantown, Florida.
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  #2  
Old 10/25/11, 3:14 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Default Re: FL 4 Point Rejected For No Life Expectancies

Yes. I have. Tell them there is no way to determine that and that their is no uniform 4 point inspection. Tell them you will not risk your a-s trying to guess how long something will last. Tell them that you have told your client to file an immediate complaint against them with the OIR.



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Florida Licensed Home Inspector #299
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  #3  
Old 10/25/11, 3:15 PM
Michael C. Wagner Michael C. Wagner is offline
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Location: Lake Worth, FL
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Default Re: FL 4 Point Rejected For No Life Expectancies

Quote:
Originally Posted by pcampbell View Post
Rec'd this e-mail from an ins agent today:

"Pete,
Can you please put the life expectancy under each of the categories or the companies will not take them."

I submitted the FL IN 4 Pt form downloaded from the FL IN website for this job in Vero Beach. The only line item on the form for "Estimated Life Expectancy" is in the roofing section and I filled that one out.

Anyone else faced this? How did you resolve it?

Thanks
This might help...

http://www.nachi.org/forum/f73/four-...uestion-59583/

Last edited by mwagner; 10/25/11 at 3:19 PM..
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  #4  
Old 10/25/11, 3:16 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Location: South East Florida
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Default Re: FL 4 Point Rejected For No Life Expectancies

I guess this guy is some know it all that represents many different companies. The client may not have even needed one if he used someone else.

What is the name of the company so we can all steer clear.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
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  #5  
Old 10/25/11, 3:21 PM
Reece D. Welch's Avatar
Reece D. Welch Reece D. Welch is online now
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Default Re: FL 4 Point Rejected For No Life Expectancies

Send them a copy of the InterNACHI or even the Florida InterNACHI Life Expectancy list.



Reece D. WelchBSA,CMI,CGC,CCC,HI,MRSA
Certified Master Inspector®
State Licensed General Contractor
State Licensed Roofing Contractor
State Licensed Home Inspector
State Licensed Mold Assessor

Offices: 121 S. DeSoto Ave Phone: 863-494-1560
Arcadia, FL 34266 Fax: 863-494-6233
www.HISofSWFL.com
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  #6  
Old 10/25/11, 3:21 PM
John Shishilla's Avatar
John Shishilla John Shishilla is offline
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Location: Melbourne, FL
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Default Re: FL 4 Point Rejected For No Life Expectancies

Quote:
Originally Posted by pcampbell View Post
Rec'd this e-mail from an ins agent today:

"Pete,
Can you please put the life expectancy under each of the categories or the companies will not take them."

I submitted the FL IN 4 Pt form downloaded from the FL IN website for this job in Vero Beach. The only line item on the form for "Estimated Life Expectancy" is in the roofing section and I filled that one out.

Anyone else faced this? How did you resolve it?

Thanks
I see it all the time and answer the question to the best of my ability.




John Shishilla
State of Florida Licensed Home Inspector #21
Residential Contractor
Accredited Claims Adjuster (ACA)
Mold Assessor MRSA 1544
President of Fl Home & Insurance Inspectors Chptr
VP of Nachi Managment


Serving all of Baytree, Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Indialantic and surrounding areas.

Honor Construction Inspection Service
www.honorconstruction.com
"Because details matter"

321-327-2950

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  #7  
Old 10/25/11, 3:28 PM
Pete Campbell's Avatar
Pete Campbell Pete Campbell is offline
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Location: Fort Pierce, FL
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Default Re: FL 4 Point Rejected For No Life Expectancies

Quote:
Originally Posted by jshishilla View Post
I see it all the time and answer the question to the best of my ability.
John, can you be more specific? How do you answer what question?

"put the life expectancy under each of the categories"

There are a lot of 'categories'

Did you modify the form somehow? These things are getting to be a lot of trouble, esp. if you get a call-back. The IN Form is already almost a full home inspection.





Pete Campbell

pete4545@comcast.net
http://www.PortStLucieInspections.com
http://www.ChooseGI.com
http://ifwemissitwewillfixit.com


Inspecting Fort Pierce, St. Lucie Village, Lakewood Park, Vero Beach, Indian River Shores, Sebastian, Fellsmere, Fort Drum, Okeechobee, Jensen Beach, Stuart, Palm City, Hobe Sound and Indiantown, Florida.
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  #8  
Old 10/25/11, 3:49 PM
Michelle Shishilla's Avatar
Michelle Shishilla Michelle Shishilla is offline
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Location: Melbourne, FL
Posts: 412
Default Re: FL 4 Point Rejected For No Life Expectancies

Pete,
What they are looking for is at least 5 years left on Electrical, Plumbing and Roofing....
if you feel comfortable something like this will work
"Electrical has approx. 5 years remaining useful life"

for plumbing if the water heater is old we tend to exclude it.

Obviously if it is a Zinsco panel or polybutylene pipe or ANY OTHER Defect that you seem serious... you cannot put that statement.

Federated is the one who requires this. Hope that helps

Meeker - please don't yell at me... just stating the facts.



Michelle Shishilla
Secretary/Treasurer
FL Home & Insurance Inspectors Chapter
Indentured Servant - Honor Construction Inspection Services

Serving all of Brevard including: Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Cape Canaveral, Indialantic and surrounding areas.

www.honorconstruction.com
www.honorinspections.com
"Because it's the details that matter"
321-327-2950
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  #9  
Old 10/25/11, 3:51 PM
Michael C. Wagner Michael C. Wagner is offline
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Location: Lake Worth, FL
Posts: 103
Default Re: FL 4 Point Rejected For No Life Expectancies

Pete,

Attached is just one example of a 4 Point form (not the NACHI form) that asks for Life Expectancy...

I personally use the NACHI 4 Point form and when asked about life expectancy just add it to the comments section of each of the 4 categories. I base the life expectancy on the NACHI Chart.
Attached Files
File Type: pdf Federated 4 Point.PDF (56.6 KB, 74 views)
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  #10  
Old 10/25/11, 3:52 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Default Re: FL 4 Point Rejected For No Life Expectancies

That is why you should NEVER NEVER NEVER use the IN form make up your own or look at mine then add year updated when you can tell and total amps. attach unlabeled pictures of whatever you look at. Done deal.

You have to be crazy to us the IN form it is a mini home inspection. All that crap for how much $?



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #11  
Old 10/25/11, 3:59 PM
Michelle Shishilla's Avatar
Michelle Shishilla Michelle Shishilla is offline
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Join Date: Oct 2010
Location: Melbourne, FL
Posts: 412
Default Re: FL 4 Point Rejected For No Life Expectancies

as nice as that sounds Mike... some underwriters just will not take a form without certain info on it.

We don't live in that world.



Michelle Shishilla
Secretary/Treasurer
FL Home & Insurance Inspectors Chapter
Indentured Servant - Honor Construction Inspection Services

Serving all of Brevard including: Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Cape Canaveral, Indialantic and surrounding areas.

www.honorconstruction.com
www.honorinspections.com
"Because it's the details that matter"
321-327-2950
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  #12  
Old 10/25/11, 4:01 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Location: South East Florida
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Default Re: FL 4 Point Rejected For No Life Expectancies

They do from me. I almost never have any issues. Any issue I have ever had has been fixed without caving.

For the record I HATE 4 POINTS.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #13  
Old 10/25/11, 5:49 PM
Nick Gromicko's Avatar
Nick Gromicko Nick Gromicko is offline
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Default Re: FL 4 Point Rejected For No Life Expectancies


http://www.nachi.org/florida-life-expectancy.htm



Nick Gromicko, Certified Master Inspector

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  #14  
Old 10/25/11, 6:09 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Default Re: FL 4 Point Rejected For No Life Expectancies

Michelle,

I would never yell at a Lady

Well unless I hit that damn cap button again.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #15  
Old 10/25/11, 7:13 PM
Pete Campbell's Avatar
Pete Campbell Pete Campbell is offline
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Default Re: FL 4 Point Rejected For No Life Expectancies

Quote:
Originally Posted by gromicko View Post
T-Y, Nick.

It's not that I don't know the life exp's. Rather, I thought I was using the most-approved reporting form.





Pete Campbell

pete4545@comcast.net
http://www.PortStLucieInspections.com
http://www.ChooseGI.com
http://ifwemissitwewillfixit.com


Inspecting Fort Pierce, St. Lucie Village, Lakewood Park, Vero Beach, Indian River Shores, Sebastian, Fellsmere, Fort Drum, Okeechobee, Jensen Beach, Stuart, Palm City, Hobe Sound and Indiantown, Florida.
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