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Florida Inspectors This is a place for Florida InterNACHI inspectors to discuss Florida inspection topics, wind mitigation inspections and 4-point inspections.

 
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  #1  
Old 10/29/09, 6:59 PM
Ed Bancroft Ed Bancroft is offline
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Default Four Point..NACHI....Which Ins. Companys will accept them?

I received an email from agent at large insurance company. She would like info on price, scheduling, turnaround time etc. for 4 points (fine so far )

She also wants info on certifications (NACHI - still no problem )

She also wants to know if I have an electrician on staff to sign electrical portion of form?
I know Citizens will accept them with NACHI ID if you have completed electrical course, which I have and they are accepted, but which other companies will or will not accept them? I know this will be her next Question.

Does anyone have a list of Insurance companies that will or will not accept our form without GC or Electrician.?

Does NACHI have anything I can show this agent that she does not need an electrician?

Of course I will still be stuck explaining whyI can not currently do Wind Mits at this time.!

Thanks in advance
ed
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  #2  
Old 10/29/09, 10:55 PM
John Shishilla's Avatar
John Shishilla John Shishilla is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

I have yet to have a four point turned down, with Nachi Id and Contractors license. I do them for all companies. I would tell her that you do not need sparky with Nachi ID. The biggest reason why they stop taking them is, being done wrong. Everyone that does them right does not have problem. I know of a non-contractor doing wind mits all day long and they are excepted everyday. He went through the MSFH training and does them right.




John Shishilla
State of Florida Licensed Home Inspector #21
Residential Contractor
Accredited Claims Adjuster (ACA)
Mold Assessor MRSA 1544
President of Fl Home & Insurance Inspectors Chptr
VP of Nachi Managment


Serving all of Baytree, Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Indialantic and surrounding areas.

Honor Construction Inspection Service
www.honorconstruction.com
"Because details matter"

321-327-2950

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  #3  
Old 10/29/09, 11:09 PM
Ed Bancroft Ed Bancroft is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

Quote:
Originally Posted by jshishilla View Post
I have yet to have a four point turned down, with Nachi Id and Contractors license. I do them for all companies. I would tell her that you do not need sparky with Nachi ID. The biggest reason why they stop taking them is, being done wrong. Everyone that does them right does not have problem. I know of a non-contractor doing wind mits all day long and they are excepted everyday. He went through the MSFH training and does them right.
This is reason I keep having insurance questions......nothing will hurt things quicker than a few not knowing what they are doing.
It would seem unprofessional to be asked by an agent ....."who accepts your NACHI form" and have to say......... ahhh citizens and some others....maybe.

Thanks
ed
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  #4  
Old 10/29/09, 11:17 PM
John Shishilla's Avatar
John Shishilla John Shishilla is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

I do not know of any that do not take the NACHI form. Here is mine: http://honorconstruction.com/files/S...inspection.pdf

The four point is pretty straight forward. I include pics to back everything I write. Check the building dept for permits whenever possible. If I can help in anyway please do not hesitate to contact me.




John Shishilla
State of Florida Licensed Home Inspector #21
Residential Contractor
Accredited Claims Adjuster (ACA)
Mold Assessor MRSA 1544
President of Fl Home & Insurance Inspectors Chptr
VP of Nachi Managment


Serving all of Baytree, Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Indialantic and surrounding areas.

Honor Construction Inspection Service
www.honorconstruction.com
"Because details matter"

321-327-2950

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  #5  
Old 10/29/09, 11:24 PM
Ed Bancroft Ed Bancroft is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

yep same thing I use......just started including photos with report....instead of just keeping on file.
Your right county records always get printed out from online before I even go to property. It usaully will tell me when roof , a/c etc was last replaced. Its a big time saver and is absolute proof of update year

thanks again
ed
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  #6  
Old 10/30/09, 2:03 AM
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Dominic J. Maricic Dominic J. Maricic is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

Quote:
Originally Posted by jshishilla View Post
I do not know of any that do not take the NACHI form. Here is mine: http://honorconstruction.com/files/S...inspection.pdf

The four point is pretty straight forward. I include pics to back everything I write. Check the building dept for permits whenever possible. If I can help in anyway please do not hesitate to contact me.
John, does the form have to have that exact format, or just include all the same items?




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  #7  
Old 10/30/09, 2:06 AM
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Greg Bell Greg Bell is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

It has to have that exact format.



Greg Bell
Titusville, Fl
02111507

Serving Central Florida
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  #8  
Old 10/30/09, 2:09 AM
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Dominic J. Maricic Dominic J. Maricic is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

Okay so photos are allowed only at the end and the header can be whatever you want?




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NOW ONLY $499 ($15O OFF!!)

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  #9  
Old 10/30/09, 2:12 AM
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Greg Bell Greg Bell is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

It has to have the NACHI format.



Greg Bell
Titusville, Fl
02111507

Serving Central Florida
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  #10  
Old 10/30/09, 2:26 AM
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Dominic J. Maricic Dominic J. Maricic is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

I've looked at the NACHI form at http://www.nachi.org/4point.htm and it doesn't show a place for a logo or photos, but John's does and he added the NACHI logo. So what either his form is invalid or some sort of variations are allowed? I'm going to add this form into HIP and just want to know what flexibility is allowed. I've also seen some people have made the columns much wider than others.




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HOME INSPECTOR PRO HOME INSPECTION SOFTWARE
NOW ONLY $499 ($15O OFF!!)

Easy to use, customizable Home Inspector Software that runs on Windows, Mac, Android & Linux

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  #11  
Old 10/31/09, 8:58 AM
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John Shishilla John Shishilla is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

Quote:
Originally Posted by dmaricic View Post
I've looked at the NACHI form at http://www.nachi.org/4point.htm and it doesn't show a place for a logo or photos, but John's does and he added the NACHI logo. So what either his form is invalid or some sort of variations are allowed? I'm going to add this form into HIP and just want to know what flexibility is allowed. I've also seen some people have made the columns much wider than others.

I "adjusted" for my needs. I do follow the same format though. I have never had an issue. I did about 30 this month. You may want to have the Wind Mitigation, Roof, shutter, balcony and commercial wind forms also if you do not have them. Some of these forms are changing though.




John Shishilla
State of Florida Licensed Home Inspector #21
Residential Contractor
Accredited Claims Adjuster (ACA)
Mold Assessor MRSA 1544
President of Fl Home & Insurance Inspectors Chptr
VP of Nachi Managment


Serving all of Baytree, Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Indialantic and surrounding areas.

Honor Construction Inspection Service
www.honorconstruction.com
"Because details matter"

321-327-2950

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  #12  
Old 10/31/09, 2:53 PM
Dominic J. Maricic's Avatar
Dominic J. Maricic Dominic J. Maricic is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

Thanks for the email John.




2008 InterNACHI Member and Innovator of the Year

HOME INSPECTOR PRO HOME INSPECTION SOFTWARE
NOW ONLY $499 ($15O OFF!!)

Easy to use, customizable Home Inspector Software that runs on Windows, Mac, Android & Linux

InterNACHI members receive 3 months of FREE home inspector website hosting

List yourself in our Home Inspector Directory Free

Watch our NACHI.TV Software & Search Engine Optimization videos!

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  #13  
Old 11/1/09, 11:47 PM
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Nick Gromicko Nick Gromicko is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

All FL insurance companies accept InterNACHI's form but some demand that it be this EXACT form: www.nachi.org/4point.htm



Nick Gromicko, Certified Master Inspector

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  #14  
Old 11/2/09, 9:40 AM
Ed Bancroft Ed Bancroft is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

Thanks Nick, John, Greg.....your always ready to help and it's greatly appreciated.
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  #15  
Old 11/9/09, 10:48 PM
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Robert Sole Robert Sole is offline
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Default Re: Four Point..NACHI....Which Ins. Companys will accept them?

Soon after NACHI worked out the agreement with Citizen, someone posted an interactive form online for 4 Point inspections. You went to their site and input the information. The PDF was mailed back to you later. biggest problem (other than branding) was that if you found a small typo, you had to start all over.

I used that for a while but wanted one showing my logo and information. I made one just like it and have been using it ever since. I have yet to have an insurance company complain.

Tried to post a copy of it but the file was too big.



Robert Sole, CMI



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