Four Point..NACHI....Which Ins. Companys will accept them?

[John Shishilla]

If you want to add your logo add it to the Nachi 4 point in Word format then make it into a PDF file.

Who accepts, what forms is sometimes a mystery. I have done about 3500 inspections(mostly wind mits and four points) not one has been denided by any insurance company. I am not sure why that is, I am MSFH, NACHI, Contractor and claims adjuster. I would like the rules to be clear and concise, but that will not happen anytime soon.

Every entity has its own rules and regulations and sometimes forms. Tower Hill has its own four point. I had an insured denied coverage today because of not having ARC faults. My house is five years old and I do not have them either. When do you have enough GFCIs to say they have them? What if you miss one? What is enough electric? Every inspector, every agent, every homeowner and every underwriter and every fraud department may have a different answer. These then become opinions rather than an inspection of the facts. This is the biggest issue here.

That is why some insurance companies do not allow some inspectors to do certain inspections. They do not like the inspector's opinion and/or credentials. This is why I stress, if you are not sure, don't do it until you are. It comes back to you and your future work.

This is based on MY OPINION and that is all. Someone should publish facts for all of us. MSFH dropped the ball and should have published a better reference guide. Nachi has a great start on the Wind Mit class but it is only a start. The Four points, five points, Shutter verifications, roof inspections and commercial wind mits seem to be wide open. Unless my opinions are all wrong.

[Mike Meeker]

Ed,
Hello, what is the website that you are able to get the county records from? If you need someone to do your wind mitigation inspections for you I would be glad to. I do them resonably enough that we could both make money on them. contact me anytime at mike@meekerindustries.com