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Florida Inspectors This is a place for Florida InterNACHI inspectors to discuss Florida inspection topics, wind mitigation inspections and 4-point inspections.

 
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  #1  
Old 10/31/11, 10:46 AM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Location: South East Florida
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Default Insurance Needed.

Hello to all. I tried to search the links but there were way to many.

I need a new contractors policy because state farm is dropping me because I also do home inspections and they do not want the liability.

Please post any email addresses to any insurance agents that you think are are on the ball and can get things done for a good price.

Thanks in advance.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #2  
Old 10/31/11, 10:53 AM
Jeffrey R. Jonas's Avatar
Jeffrey R. Jonas Jeffrey R. Jonas is offline
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Location: Owatonna, MN
Posts: 12,196
Default Re: Insurance Needed.

Quote:
Originally Posted by mmeeker View Post

I need a new contractors policy because state farm is dropping me because I also do home inspections and they do not want the liability.

See how Ethics always comes into play!

Sorry, can't help you on the insurance. Canx mine in the 90's. I was with Foremost at the end. Try Lloyds, they are big in the high risk occupations.
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  #3  
Old 10/31/11, 11:00 AM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Default Re: Insurance Needed.

Nothing to do with ethics. All about risk. Once again you have proved how smart you are not



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #4  
Old 10/31/11, 11:02 AM
Jerry Suarez's Avatar
Jerry Suarez Jerry Suarez is offline
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Join Date: Jan 2005
Location: Miami, FL
Posts: 389
Default Re: Insurance Needed.

Mike don't you do insurance inspections?
Thought you might be able to contact a company that refers you business & get a quote.
You can try WWW.inspectorproinsurance.com or call 1-866-916-9420.
They were at the conference over the weekend.
Hope this helps.

P.S. I sent you a MB message with info on my agent I have insurance with.




Florida Licensed HI #2268 | 1-800-276-2607
Florida Home & Insurance Inspector Chapter Board Member
"When a home inspection is vital to your future investment"



Last edited by jsuarez; 10/31/11 at 11:20 AM.. Reason: Added P.S.
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  #5  
Old 10/31/11, 11:04 AM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Location: South East Florida
Posts: 5,712
Default Re: Insurance Needed.

I just sent out 20 emails. I will continue latter. I am going to donate some time at my daughters school right now and always like to use folks that get high recommendations.

Thanks



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #6  
Old 10/31/11, 11:11 AM
Jeffrey R. Jonas's Avatar
Jeffrey R. Jonas Jeffrey R. Jonas is offline
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Location: Owatonna, MN
Posts: 12,196
Default Re: Insurance Needed.

Quote:
Originally Posted by mmeeker View Post
Nothing to do with ethics. All about risk. Once again you have proved how smart you are not
Everything to do with ethics.

The high risk comes from the probability of unethical behavior. They cancelled you. If it was all about money like you think, they would have just raised your rates. Perhaps they have been reading your posts on this MB.

Once again you have proven why State Farm is far superior than your ethic's challenged mind.
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  #7  
Old 10/31/11, 11:16 AM
Michelle Shishilla's Avatar
Michelle Shishilla Michelle Shishilla is offline
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Join Date: Oct 2010
Location: Melbourne, FL
Posts: 412
Default Re: Insurance Needed.

Call Schuyler Hellings - CH Insurance -
  • (315) 234-7500 x5343
  • (315) 234-7508
  • (88 400-8087 x5343 Toll Free
Or Will Colton

Will Colton
Broker/Program Manager


Citadel Insurance Services

826 East State Rd. - Suite 100
American Fork, UT 84003

(801) 610-2713
(Direct)
(801) 610-2701
(Fax)
(866) 916-9420
(Toll Free)
wcolton@citadelus.com


www.citadelus.com

Both of these Vendors were at our conference and our Extremely Supportive.



Michelle Shishilla
Secretary/Treasurer
FL Home & Insurance Inspectors Chapter
Indentured Servant - Honor Construction Inspection Services

Serving all of Brevard including: Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Cape Canaveral, Indialantic and surrounding areas.

www.honorconstruction.com
www.honorinspections.com
"Because it's the details that matter"
321-327-2950
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  #8  
Old 10/31/11, 12:37 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Default Re: Insurance Needed.

Jeff just about every-time you type you show what a fool you are.

I have been in business with State Farm for 20+ years. Their problem is with Home Inspecting not General Contracting. According to them a great many Home Inspectors have no real qualifications and they are a bad risk to insure. I could keep my policy if I stopped doing inspections. I will not be told what to do so I told them to pound sand.

Thanks to the rest for the leads. Keep them coming. Jerry I received the info, thanks.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #9  
Old 10/31/11, 12:38 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Location: South East Florida
Posts: 5,712
Default Re: Insurance Needed.

This just in from a State Farm Rep. It was in reference to a quote from LLoyds.

Lloyd’s is a company that takes on risks that most other companies don’t. Home inspections I would assume is that kind of risk.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #10  
Old 10/31/11, 1:30 PM
Linas Dapkus's Avatar
Linas Dapkus Linas Dapkus is offline
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Default Re: Insurance Needed.

Contact Jerry Brunker at Risk Pro I got a good deal with him this year. Keep in mind that your rates may be high anywhere you look since you are an new inexperienced inspector.
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  #11  
Old 10/31/11, 1:38 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Location: South East Florida
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Default Re: Insurance Needed.

Thanks I will check with him as well. I need a Contractors policy at the moment not a HI policy. State farm did not wish to renew my Contractors policy since they do not consider inspecting contracting. Before our wonderful state licensed home inspectors ONLY Contractors , Architects, and Engineers were doing what I am doing. They NOW consider it an additional risk they are not willing to take.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #12  
Old 10/31/11, 1:46 PM
Christopher Currins's Avatar
Christopher Currins Christopher Currins is offline
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Location: Godfrey, IL
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Default Re: Insurance Needed.

Quote:
Originally Posted by mmeeker View Post
Thanks I will check with him as well. I need a Contractors policy at the moment not a HI policy. State farm did not wish to renew my Contractors policy since they do not consider inspecting contracting. Before our wonderful state licensed home inspectors ONLY Contractors , Architects, and Engineers were doing what I am doing. They NOW consider it an additional risk they are not willing to take.
What you need is a conspector policy.



Christopher Currins
Certified, Licensed

Proudly serving the St.Louis Metro

St. Charles, St. Peters, Maryland Heights,
O'Fallon, Florrisant, MO Home Inspector




BLESSED ARE THE CRACKED, FOR THEY ARE THE ONES WHO LET IN THE "LIGHT"!
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  #13  
Old 10/31/11, 2:06 PM
Linas Dapkus's Avatar
Linas Dapkus Linas Dapkus is offline
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Default Re: Insurance Needed.

Quote:
Originally Posted by ccurrins View Post
What you need is a conspector policy.
I couldn't find conspector insurance companies on the internet. I did find a conspector though.
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Need a home inspection in California? Check out InterNACHI's listing of California certified home inspectors. Or, find a home inspector anywhere in the world with our inspection search engine.
  #14  
Old 10/31/11, 2:13 PM
Jeffrey R. Jonas's Avatar
Jeffrey R. Jonas Jeffrey R. Jonas is offline
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Location: Owatonna, MN
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Default Re: Insurance Needed.

Quote:
Originally Posted by ccurrins View Post
What you need is a conspector policy.
Why do you think I recommended "Lloyds" many posts ago?
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  #15  
Old 10/31/11, 2:27 PM
Reece D. Welch's Avatar
Reece D. Welch Reece D. Welch is online now
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Location: Arcadia, FL
Posts: 258
Default Re: Insurance Needed.

My GC/Roof GL policy is with AutoOwners. Good company. Find out who writes for them in your area.
Niether Schuyler nor Will write GC policies, as of this weekend.



Reece D. WelchBSA,CMI,CGC,CCC,HI,MRSA
Certified Master Inspector®
State Licensed General Contractor
State Licensed Roofing Contractor
State Licensed Home Inspector
State Licensed Mold Assessor

Offices: 121 S. DeSoto Ave Phone: 863-494-1560
Arcadia, FL 34266 Fax: 863-494-6233
www.HISofSWFL.com
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