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Florida Inspectors This is a place for Florida InterNACHI inspectors to discuss Florida inspection topics, wind mitigation inspections and 4-point inspections.

 
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  #1  
Old 11/29/11, 5:48 PM
Richard Murphy Richard Murphy is offline
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Default One for the Wind Mit Gurus

Subject property is one unit of a duplex - Each owner is responsible for their own section of the roof.

Subject property has a properly executed and final inspection to replace their half of the roof (2007)- the neighbor has not - Original 1993 roof.

We all know the roof shape question involves the entire structure - How say you regarding question 2 - FBC credit or no?
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  #2  
Old 11/29/11, 7:58 PM
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John Shishilla John Shishilla is offline
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Default Re: One for the Wind Mit Gurus

Quote:
Originally Posted by rmurphy1 View Post
Subject property is one unit of a duplex - Each owner is responsible for their own section of the roof.

Subject property has a properly executed and final inspection to replace their half of the roof (2007)- the neighbor has not - Original 1993 roof.

We all know the roof shape question involves the entire structure - How say you regarding question 2 - FBC credit or no?

If you are doing the mit for the single unit. I would give them credit based on the fact that you are providing that unit number and not all units.

The pictures should give the insurance company a clue. If you want add a note to your form that points out the facts. Ie., unit roof is 2007 and adjacent roof is 1993.

That is just how I would handle it. IMHO

We all know they may sustain damage because the old roof may peel some of the new roof. I would compel my neighbor to update his roof.

Hope that helps




John Shishilla
State of Florida Licensed Home Inspector #21
Residential Contractor
Accredited Claims Adjuster (ACA)
Mold Assessor MRSA 1544
President of Fl Home & Insurance Inspectors Chptr
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Serving all of Baytree, Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Indialantic and surrounding areas.

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  #3  
Old 11/29/11, 9:04 PM
Richard Murphy Richard Murphy is offline
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Default Re: One for the Wind Mit Gurus

Thanks John, - I was hoping you would provide some insight
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  #4  
Old 11/29/11, 9:06 PM
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John Shishilla John Shishilla is offline
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Default Re: One for the Wind Mit Gurus

Quote:
Originally Posted by rmurphy1 View Post
Thanks John, - I was hoping you would provide some insight

Anytime




John Shishilla
State of Florida Licensed Home Inspector #21
Residential Contractor
Accredited Claims Adjuster (ACA)
Mold Assessor MRSA 1544
President of Fl Home & Insurance Inspectors Chptr
VP of Nachi Managment


Serving all of Baytree, Melbourne, Palm Bay, Cocoa, Rockledge, Viera, Satellite Beach, Indian Harbor Beach, Indialantic and surrounding areas.

Honor Construction Inspection Service
www.honorconstruction.com
"Because details matter"

321-327-2950

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  #5  
Old 11/29/11, 9:09 PM
Preston L. Halstead Preston L. Halstead is offline
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Default Re: One for the Wind Mit Gurus

I would agree with John. We typically provide a roof sketch and draw a red line where the units meet. As John said make sure you put the unit number to specify your inspection is for that unit only.



Preston L. Halstead
VP FL Home & Insurance Inspectors Chapter
Elite Property Inspection & Management
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  #6  
Old 11/29/11, 9:42 PM
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Michael J. Meeker Michael J. Meeker is online now
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Default Re: One for the Wind Mit Gurus

You should do only what is asked on the form. Just like I always try to tell everyone. Nothing more ever...... Any of your other opinions will likely hurt your customer. Include picture and the correct answer for question 2 for the unit you are inspecting that is it. Roof sketches are not required and should not be done.



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Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #7  
Old 11/30/11, 10:11 PM
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Pete Campbell Pete Campbell is offline
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Default Re: One for the Wind Mit Gurus

Quote:
Originally Posted by mmeeker View Post
You should do only what is asked on the form. Just like I always try to tell everyone. Nothing more ever...... Any of your other opinions will likely hurt your customer. Include picture and the correct answer for question 2 for the unit you are inspecting that is it. Roof sketches are not required and should not be done.

I agree with Mike on this.





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  #8  
Old 11/30/11, 10:51 PM
Brian C. Hoagland Brian C. Hoagland is offline
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Default Re: One for the Wind Mit Gurus

Quote:
Originally Posted by rmurphy1 View Post
Subject property is one unit of a duplex - Each owner is responsible for their own section of the roof.

Subject property has a properly executed and final inspection to replace their half of the roof (2007)- the neighbor has not - Original 1993 roof.

We all know the roof shape question involves the entire structure - How say you regarding question 2 - FBC credit or no?
I read and agree with the commments made prior to my posting this response but have to ask? what is your evaluation of the tie in between the units and how long would you expect it to remain leak free? This is a case where the nieghbor controls the destiny of the owners financial security.
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  #9  
Old 12/1/11, 1:52 PM
Michael Hough Michael Hough is offline
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Default Re: One for the Wind Mit Gurus

I agree with Mike, as we run into this all the time down here in Hollywood. Report on the side you are there to evaluate.

Question though, does this unit have a firewall all the way up to separtea the units or is it a continuos opening above both?



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  #10  
Old 12/1/11, 5:51 PM
Richard Murphy Richard Murphy is offline
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Default Re: One for the Wind Mit Gurus

Quote:
Originally Posted by mhough View Post
I agree with Mike, as we run into this all the time down here in Hollywood. Report on the side you are there to evaluate.

Question though, does this unit have a firewall all the way up to separtea the units or is it a continuos opening above both?

There is a 5/8ths gypsum firewall through the attic
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  #11  
Old 12/1/11, 5:52 PM
Richard Murphy Richard Murphy is offline
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Default Re: One for the Wind Mit Gurus

And for the record - no, I don't include sketches of the dwelling (unless State Farm)
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  #12  
Old 12/1/11, 5:54 PM
Michael J. Meeker's Avatar
Michael J. Meeker Michael J. Meeker is online now
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Default Re: One for the Wind Mit Gurus

I don't do it for anyone. Why do you for State Farm?
Let me guess some dumb a-s agents idea



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  #13  
Old 12/1/11, 6:17 PM
Richard Murphy Richard Murphy is offline
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Default Re: One for the Wind Mit Gurus

No - The underwriters require it to illustrate a hip roof when there is a combination of shapes - to show that the gable portion is less than 10%.

And yes - I do choose to go the extra mile to ensure that the customer gets credits that they deserve.
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  #14  
Old 12/1/11, 6:19 PM
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Michael J. Meeker Michael J. Meeker is online now
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Default Re: One for the Wind Mit Gurus

Good luck to ya.

I hope you are ready to go the extra 10 miles because this new form has been written by complete idiots.



Florida Licensed General Contractor
Florida Licensed Home Inspector #299
Wind Mitigation Specialist
Call 954-922-0584 or E-Mail Me For The Best Wind Mitigation Inspection in Florida at a Great Price
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  #15  
Old 12/1/11, 6:24 PM
Richard Murphy Richard Murphy is offline
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Default Re: One for the Wind Mit Gurus

You know what they say - A horse designed by committee is called a camel!
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