Pictures on insurance inspections

[John Shishilla]

Do you submit pictures with wind mits and four points? How many and how? I have some tell me they do not send any others lots.

[wsiegel]

The more pictures you send, the more you cover your butt. I send lots. It is verification for what you are stating.

[Ed Bancroft]

On 4 points I haven't been, but from reading the boards I may start.But not embedded in report, added at end of report with short description.

ed

[Bruce M. Graham]

On 4 points I do a combined pdf of report and photos, no photos sent on wind mits , but kept on file,I have been asked for photos a couple of times.

[John Shishilla]

I send pics with both reports, unlabeled of relevant subjects.

[Dennis J. Bonner]

for windmits, i send one of each side, one of shutters/and or approval i.d for impact, gables, attachment, roof deck, and possible shiners. 4 points- one of each side of house, one of roof, a.c, plumbing example, panel, wiring. roof condition certificates- again one of each side, and two on top of roof. These are important to have in case the underwriter wants to bust your balls, they are doing that alot these days. I had someone from universal ask for an n.o.a for a solid metal outswing entry door-thats being picky, but they can request it!

[John Shishilla]

Originally Posted by dbonner

for windmits, i send one of each side, one of shutters/and or approval i.d for impact, gables, attachment, roof deck, and possible shiners. 4 points- one of each side of house, one of roof, a.c, plumbing example, panel, wiring. roof condition certificates- again one of each side, and two on top of roof. These are important to have in case the underwriter wants to bust your balls, they are doing that alot these days. I had someone from universal ask for an n.o.a for a solid metal outswing entry door-thats being picky, but they can request it!

Never had anyone ask for NOA except building dept.

[Dennis J. Bonner]

yeah,universal thought i made a mistake and tried not to accept my report.. thats when the guy started in with the noa crap.. as it turned out i did not make a mistake, he just wasnt looking at my pictures. But some of these guys are real nitpickers.

[Blaine Wiley]

Nothing with wind mits. Most insurance companies want front and rear of the roof, front and rear of the house on 4 points.

[wsiegel]

Originally Posted by dbonner

yeah,universal thought i made a mistake and tried not to accept my report.. thats when the guy started in with the noa crap.. as it turned out i did not make a mistake, he just wasnt looking at my pictures. But some of these guys are real nitpickers.

That is because most of them do not now what they are doing or looking for. You can sent the same report to 5 different agents / underwriters, and get 5 different opinons.

[Dennis J. Bonner]

true

[mvanek]

The basic 4 point been doing for 4 years now. http://www.reporthost.com/OcalaHomeI...1SE97pl4point/

[Matthew Parlefsky]

Originally Posted by jshishilla

Do you submit pictures with wind mits and four points? How many and how? I have some tell me they do not send any others lots.

In regards to the wind mit, If the roof is a hip, I've been told by various underwriters, 4 pictures are required for their client to get the hip roof discount. Same underwriters say if it's an "other" roof shape, only 2 angle shots are required. Some don't require pics at all if the roof is an "other".

On our 4 pt inspections, we include only a picture of the panel w/the cover off. 200 or so 4 pts and haven't been rejected. Even by citizens.