BTW: And, Adam, this is not meant as a slam on you or anyone else.
I get a lot of calls and talk to a lot of new inspectors. They ask me about E&O insurance, contracts, the HI law, forming compnaies and corporations, payng taxes and writing reports.
With regards to all these topics, they all ask “Do I really have to consult a lawyer (or accountant or get a business license, etc)”.
If one is going to be serious about this profession, one has to be serious about how they work in this profession.
One has to know how to properly run a business, understand accounting, understand payroll and taxes and business law, as well as any state HI laws they may have. Or, one has to pay someone else (accountant, lawyer, business manager, etc) who does know about these things and have them done right.
To do otherwise is to, not really, want to be successful in your business. This hurts your clients and will, eventually, hurt yourself.
Local people ask me if they really have to pay taxes, get business licenses, file their payroll taxes, etc.
My biggest thought is “these people can’t be serious, can they?”.
I guess it takes all kinds. Maybe that is why so many HIs fail in the first couple of years.
Just my opinion and not meant to name, include or offend anyone.