This will be my 8 th year (2010) renewing my E&O and GL insurance with FREA. WHY?
1.) Easy to work with
2.) They always forward my renewal statements to the states I hold home inspector licensing in.
3.) FREA is always rated at the top on the industry
4.) They provide easy payment options if necessary
5.) And, once again for being a member in good standing with INACHI the GL coverage was free again this year for me.
Thank you again “Ben Garrison” 
Our pleasure. We appreciate the continued support from Nick and InterNACHI!
We just need the zero deductible for inspectors with >3 years and zero claims and all will be well.
If you’re a CMI, which you appear to be, you have a Zero deductible. Please do not get any claims! 
Thanks! I hope to continue with no claims! Never even had a complaint.
Some Rock Hill SC agents are really afraid of me though, it seems many have never read a real inspection report until they saw one of mine. You might want to raise the E&O premium on agents who only refer clients to the less thorough inspectors.
Knock on wood!
The closest we come to insuring agents is the agent/broker referral indemnity (built in to your policy) that will provide some coverage for them in the event they get sued for referring you as an inspector.
I have found that this is a good “selling point.” When agents and/or clients hear that I am insured with a $0 deductible, they seem to be impressed.
The agent indemnity referral coverage is appealing to them as welll for obvious reasons.
I have a policy with them with all kinds of bells and whistles attached. I know I am paying a little more that some of the other quotes I have received in the past from other companies, but I know I am getting better service and more bang for my buck. Having a zero deductable and free general liability coverage is very nice compared to some of the other companies. I also have a 10k bond with them because I thought it would be good to have.
If you spend enough for any product, it is customary for the merchant to throw something in for “free”.
Jeff Pope writes:
Yep. CMI is awesome www.certifiedmasterinspector.org It is an exclusive zero-deductible deal for CMIs.
And FREA offers InterNACHI members free General Liability insurance: www.nachi.org/freegl.htm This is also an exclusive deal that no other inspectors get.
Go FREA!!!