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  #1  
Old 10/29/18, 12:27 PM
James S. Saunders's Avatar
James S. Saunders James S. Saunders is offline
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Default Mold and Termite Inspections

I have some confusion about termite inspection and mold. On termite inspections, I didnít see the reason for a client to pay me for such service or for me to perform one. In NC, the bank is going to order one anyway and call a termite/pest company. If Iím wrong in this thinking, please straighten me out.



James Saunders III, CPI
Certified Inspectors of North Carolina LLC
President/Member
910-578-4943
www.certinspectnc.com
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  #2  
Old 10/30/18, 10:37 AM
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Joe Funderburk, CMI Joe Funderburk, CMI is online now
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Default Re: Mold and Termite Inspections

Banks rarely if ever request a pest inspection. Only if FHA or VA will that happen in NC is my experience. You shouldn't request a pest inspection unless you are compensated for it. Mold testing is never required by a lender..that's my experience.

Give me a call if you have any questions.



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prosperity at any cost, safety first instead of duty first,
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Joe Funderburk, CBO, CMI
Alpha & Omega Home Inspections, LLC
Inspecting Upstate SC & Charlotte Metro, NC
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  #3  
Old 10/30/18, 10:57 AM
James S. Saunders's Avatar
James S. Saunders James S. Saunders is offline
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Location: Raeford, NC
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Default Re: Mold and Termite Inspections

Quote:
Originally Posted by jfunderburk View Post
Banks rarely if ever request a pest inspection. Only if FHA or VA will that happen in NC is my experience. You shouldn't request a pest inspection unless you are compensated for it. Mold testing is never required by a lender..that's my experience.

Give me a call if you have any questions.
Thanks a bunch. I probably will call later just to clarify some things with it to include a conversation I had with a client the other day. Thanks



James Saunders III, CPI
Certified Inspectors of North Carolina LLC
President/Member
910-578-4943
www.certinspectnc.com
james@certinspectnc.com
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  #4  
Old 10/30/18, 8:34 PM
Don C. Hawley's Avatar
Don C. Hawley Don C. Hawley is offline
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Location: Pocahontas, IL
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Default Re: Mold and Termite Inspections

We operate in 6 different realtor association territories.
In 5 the buyer pays for termite inspection in the 6th the seller is expected to pay. Va requires seller to pay for termite inspection. Talk to a number of realtors and other HIs to determine what is normal in your area.
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  #5  
Old 10/30/18, 10:40 PM
James E. Braun, CMI's Avatar
James E. Braun, CMI James E. Braun, CMI is offline
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Location: Jefferson City, MO
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Default Re: Mold and Termite Inspections

I get $75 for a termite inspection. It costs at least $1400 in my area to get a home sprayed gor termites. Well worth tge money for the buyer.

The only time a lender will request a mold inspection is when the appraiser spots visible mold and notes it in the appraisal on a government backed loan. According to the loan guidelines HUD 4000.1, a loan cannot be written on a residence with visible mold in the living area that is obtaining a FHA, VA or Rural Devolpment.



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  #6  
Old 11/21/18, 7:27 PM
Dan Bowers, CMI, ACI's Avatar
Dan Bowers, CMI, ACI Dan Bowers, CMI, ACI is offline
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Default Re: Mold and Termite Inspections

Quote:
I didnít see the reason for a client to pay me for such service or for me to perform one.

The most obvious reason is to make more $$$$$


the next reason is self-protection for YOU.


the next reason is most banks do NOT order one.



Dan Bowers, CMI
Licensed Contractor / Builder
Certified IAQ2 Mold Inspector
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  #7  
Old 11/22/18, 8:48 PM
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Ian W. Mayer, CMI Ian W. Mayer, CMI is online now
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Default Re: Mold and Termite Inspections

Every state has different laws on termite Inspections. What is perfectly legal in one state may be illegal in another.

IMHO. Inspectioning for termites is a very different protocol, even if there is a lot of cross over with the home inspection.
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