This is from my inspection on Thursday. It was in a crawl space and the washer was leaking causing the frame and insulation to get wet, on top of that the dryer vent was disconnected and blowing hot air on the wet area.
This crawl space is exposed to the outside somewhat but I couldn’t believe that mold was actually growing in these cold temps.
Structure looked OK but not framed properly to support living space and I pulled the plastic vapor barrier down to see how wet it was and that’s when I found the mold.