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  #1  
Old 4/19/18, 1:35 PM
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David Asselin David Asselin is online now
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Default Hub Internation review

Hi, I'm looking for a new insurance provider and other local inspectors pointed me to HUB Internation. Any of you in Canada use them and how do you like them?

Thanks,

David
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  #2  
Old 4/19/18, 2:10 PM
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Default Re: Hub Internation review

There are 2 HUB units in Canada: Oakville and Toronto. For Alberta, Oakville is most likely the one. They are licensed for Alberta.



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  #3  
Old 4/19/18, 2:41 PM
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Default Re: Hub Internation review

I HEAR THEY ARE GREAT .
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  #4  
Old 4/19/18, 2:43 PM
Scott May, CMI CCHI's Avatar
Scott May, CMI CCHI Scott May, CMI CCHI is offline
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Default Re: Hub Internation review

Ask for Kim Smith



Try not to become a man of success but rather to become a man of value!


Any information posted by me on this site should be considered as a personal opinion, belief or assumption and cannot be attributable by way of association to any other company, person or agency.



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  #5  
Old 4/20/18, 10:07 AM
Erik Schmidt Erik Schmidt is online now
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Default Re: Hub Internation review

HUB has an office in Edmonton as well. HUB is a broker, the policy they sell is from Totten who are part of the Lloyds group.
So if your current provider is selling you a Totten policy, you will be getting the same policy from HUB. As far as I know Totten is the only provider of E&O for HI. I would be interested in learning about others if there are any legit ones out there for Canada.
Watch out for upselling.



Erik Schmidt


East Side Home Inspection
Edmonton Alberta
780 477 2666
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  #6  
Old 4/20/18, 10:14 AM
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Default Re: Hub Internation review

I’m getting my quote today, I’ll let you know how
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  #7  
Old 4/20/18, 12:26 PM
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Default Re: Hub Internation review

There are others but some are exiting! We (InterNACHI-Québec) have a policy with Axis and super service from Hub HKMB (Toronto). Still, we are on the continuous lookout for better - and more effective (read cheaper) - coverage.

I was at Lloyd's (in London, England) last year negotiating with 7 underwriters and a Canada-wide deal for all InterNACHI members is still a possibility! Where we have a problem is that individual members are reluctant to offer us their claims experience and without this information, no underwriter will even dare a quote!

G



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Last edited by glarin; 4/20/18 at 4:27 PM..
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  #8  
Old 4/20/18, 11:04 PM
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Default Re: Hub Internation review

Good point Gilles, however it’s interesting to hear about insurers providing their stats. Other than the high risk home inspectors present......

But I admire your work to get a better deal for inspectors.

Cheers....



Cheers, Claude Lawrenson NACHI03121515
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  #9  
Old 4/21/18, 12:20 AM
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Default Re: Hub Internation review

This is the quote I got today, going with option 4. Option 1, 2 doesn't work in BC/Alberta.

Option 3 $1,000,000/$2,000,000. $1,000 $2,700
Option 4 $1,500,000./$3,000,000. $1,000 $3,175
Option 5 $2,000,000./$2,000,000. $1,000 $3,615

I think it's cheaper than what I had. I'm happy.

David
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  #10  
Old 4/21/18, 6:10 AM
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Roy D. Cooke, Sr Roy D. Cooke, Sr is offline
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Default Re: Hub Internation review

Thanks for the info.... Roy


What was one and two info and what areas ...
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  #11  
Old 4/21/18, 8:58 AM
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Larry Kage, CMI Larry Kage, CMI is offline
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Default Re: Hub Internation review

Quote:
Originally Posted by dasselin View Post
This is the quote I got today, going with option 4. Option 1, 2 doesn't work in BC/Alberta.

Option 3 $1,000,000/$2,000,000. $1,000 $2,700
Option 4 $1,500,000./$3,000,000. $1,000 $3,175
Option 5 $2,000,000./$2,000,000. $1,000 $3,615

I think it's cheaper than what I had. I'm happy.

David
David, does it afford you the same coverage as what you had before?...just curious.




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SUBMIT YOUR AWARD NOMINATIONS HERE:
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The InterNACHI Awards Committee is the final authority of issuance of any award the committee offers.
____________________________________________

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~retired~

The above post represents my personal opinion.
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  #12  
Old 4/21/18, 4:14 PM
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Gilles Larin Gilles Larin is online now
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Default Re: Hub Internation review

Just a word of explanation to what I've been doing (point raised by Claude), I'm not getting the time of day from insurers as to claims (why should they give me this info when I can take away their profitable business, so this is why we have to try to get it from the individuals and that is very difficult for reasons I am not so certain to understand). I've been doing this for 11 years BTW. Sad as the purchasing power of 1600 is much better than 250!

G



Gilles R. Larin,
2016 InterNACHI Member of the Year.
www.inspectapro.net
Certified Master Inspector
National Home Inspector Certification #378;
MEMBER
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InterNACHI-QUÉBEC;
OACHI
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  #13  
Old 4/21/18, 5:00 PM
Roy D. Cooke, Sr's Avatar
Roy D. Cooke, Sr Roy D. Cooke, Sr is offline
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Default Re: Hub Internation review

Quote:
Originally Posted by glarin View Post
Just a word of explanation to what I've been doing (point raised by Claude), I'm not getting the time of day from insurers as to claims (why should they give me this info when I can take away their profitable business, so this is why we have to try to get it from the individuals and that is very difficult for reasons I am not so certain to understand). I've been doing this for 11 years BTW. Sad as the purchasing power of 1600 is much better than 250!

G
.

Things are still the same we went through this at a Toronto home inspection conference in 2002 and many promises and no returns from the insurance companies .


We got the same returns in 2004 at a Toronto conference .
The insurance companies are still not our friend .


I wish you well Gilles please keep trying ... Roy
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  #14  
Old 4/21/18, 10:47 PM
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Default Re: Hub Internation review

Option 1 $500,000/$1,000,000. $1,000 $0
Option 2 $750,000./$1,500,000. $1,000 $0

Seem to be getting more than before with lower deductible.
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  #15  
Old 4/22/18, 12:19 AM
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Larry Kage, CMI Larry Kage, CMI is offline
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Default Re: Hub Internation review

Quote:
Originally Posted by dasselin View Post
This is the quote I got today, going with option 4. Option 1, 2 doesn't work in BC/Alberta.

Option 3 $1,000,000/$2,000,000. $1,000 $2,700
Option 4 $1,500,000./$3,000,000. $1,000 $3,175
Option 5 $2,000,000./$2,000,000. $1,000 $3,615

I think it's cheaper than what I had. I'm happy.

David
David, does it afford you the same coverage as what you had before?...just curious.




Quote:
Originally Posted by dasselin View Post
Option 1 $500,000/$1,000,000. $1,000 $0
Option 2 $750,000./$1,500,000. $1,000 $0

Seem to be getting more than before with lower deductible.

What I means is, does the new coverage include Radon, WDO,employees, etc., whereas the old coverage did not?




Awards Committee Officer
SUBMIT YOUR AWARD NOMINATIONS HERE:
http://co.nachi.org/inachiawards/

The InterNACHI Awards Committee is the final authority of issuance of any award the committee offers.
____________________________________________

Larry Kage, CMI 2004-2017
State Licensed Builder since 1973
InterNACHI Lifetime Member
~retired~

The above post represents my personal opinion.
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