Does Coining on Shingles Cause Damage

A stormchaser investigated my roof for hail damage and suggested I make a claim. Later, an insurance appraiser reviewed my roof and said someone had coined it. I’m afraid it was the stormchaser. Can coining cause permanent damage to the shingles? What type of recourse do I have? Can and to whom should the stormchaser be reported?

Yes

A lawyer

The Attorney General of your state

You are the first suspect however…