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Old 1/15/15, 11:44 AM
David Wicker David Wicker is offline
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Location: Syracuse, New York
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Default Florida Sink Hole claims

Something to be considered is if you have E&O insurance do they provide coverage for sink holes? Most do not so if by chance you were dragged into one of theses claims you might have been left to fend for yourself. Attached is some risk management for Sink holes.


Florida’s Citizens Settled Almost 70% of Sinkhole Claims in 2014
January 13, 2015

Citizens Property Insurance Corp. has reached settlement agreements with more than 1,650 Florida homeowners to end litigation on sinkhole repair cases that was delaying critical repairs to their properties.

As of Dec. 15, 2014, Citizens had reached agreements with 1,669 policyholders so work could begin on homes damaged by sinkholes.

Over the past several months, Citizens has taken aggressive steps to end litigation on sinkhole repair cases, according to the insurer. Since the first settlement agreements were signed in April 2014, such efforts have reduced a backlog of more than 2,400 litigated sinkhole claims by nearly 70 percent.

“Repairs do not get made when cases are tied up in litigation,” said Jay Adams, Citizens’ chief of claims. “By any standard, the settlement agreements have been a huge success in providing policyholders with the confidence they need to begin necessary repairs.”

Under the settlement agreements, Citizens has agreed to abide by a neutral evaluator’s decision in situations in which there is disagreement over the best method of repair. Citizens covers all recommended underground repairs and additional above ground work for any damage caused by the underground remediation. Law firms receive a set fee for expenses.

Citizens has extended the settlement terms to any policyholder who chooses to end litigation and begin repairs.

Participating policyholders choose a contractor from a list of qualified businesses. The qualified sinkhole contractors complete the underground repairs critical to stabilizing the property. Citizens pays the claim as the repairs are being completed. Policyholders can choose from any contractor listed in the agreement to complete sinkhole-related, above ground repairs.

To facilitate repairs, Citizens created a sinkhole managed repair program, in 2014 which pairs policyholders with contractors that have demonstrated the expertise and financial resources to properly complete underground repair.
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File Type: doc Earth movement clause.doc (21.5 KB, 294 views)
File Type: doc Florida sinkhole.doc (21.5 KB, 233 views)

David J Wicker
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Old 1/15/15, 11:49 AM
Roy Lewis, CMI's Avatar
Roy Lewis, CMI Roy Lewis, CMI is online now
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Default Re: Florida Sink Hole claims

How would that pertain to inspections?

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Old 1/15/15, 12:05 PM
Robin Wells Robin Wells is offline
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Default Re: Florida Sink Hole claims

Originally Posted by rlewis5 View Post
How would that pertain to inspections?
Maybe somebody thinks the HI should have forecast the occurrence. Kind of like forecasting hurricane or tornado isn't it.

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