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  #1  
Old 5/17/18, 6:56 PM
Henry F. Stokes, III Henry F. Stokes, III is offline
Certified Professional Inspector (CPI) ®
 
Join Date: Jan 2018
Posts: 9
Default Four Point & Wind Mitigation

I get conflicting information about when a four point and wind mitigation is required.



How old does a house have to be to require these inspections? Or maybe a better questions is how new does a house need to be to not require them?
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  #2  
Old 5/17/18, 8:36 PM
Dominic DAgostino, CMI HI3957 Dominic DAgostino, CMI HI3957 is offline
Certified Professional Inspector (CPI)
 
Join Date: Sep 2012
Location: Longwood, FL
Posts: 1,363
Default Re: Four Point & Wind Mitigation

The short answer is that they are required when the insurance company requests them.

The only "requirements" are the ones from the in-house underwriting guidelines for each carrier. Citizens has a set of underwriting guidelines that specify some parameters, and I've seen similar lists from other carriers, but they change their own rules constantly.

Dom.



_______________


Dominic D'Agostino
Home Pride Inspection Services, Inc.
Longwood, FL 32750
407-260-1533
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  #3  
Old 5/17/18, 10:01 PM
Eric C. Van De Ven, CMI Eric C. Van De Ven, CMI is offline
Certified Master Inspector ®
 
Join Date: Mar 2003
Location: The Treasure Coast
Posts: 7,021
Default Re: Four Point & Wind Mitigation

Quote:
Originally Posted by ddagostino View Post
The short answer is that they are required when the insurance company requests them.

The only "requirements" are the ones from the in-house underwriting guidelines for each carrier. Citizens has a set of underwriting guidelines that specify some parameters, and I've seen similar lists from other carriers, but they change their own rules constantly.

Dom.
That is the best answer. Just did a wind mit on a house built in 2013 in Broward.
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  #4  
Old 5/18/18, 9:43 PM
Mike Pagozalski, CMI Mike Pagozalski, CMI is offline
Certified Professional Inspector (CPI)
 
Join Date: Aug 2014
Location: Tallahassee, FL
Posts: 877
Default Re: Four Point & Wind Mitigation

Quote:
Originally Posted by ddagostino View Post
The short answer is that they are required when the insurance company requests them.

The only "requirements" are the ones from the in-house underwriting guidelines for each carrier. Citizens has a set of underwriting guidelines that specify some parameters, and I've seen similar lists from other carriers, but they change their own rules constantly.

Dom.
Yep, I had a someone call and ask for a WM on an 2014 home, I tried to talk them out it and they called back saying thier agent said they needed it, so I did it lol




Mike Pagozalski

Mike@InspectTally.com
850-528-5585 (Cell)
FL Certified Home Inspector HI9519
FL Licensed Real Estate Broker BK3055789
FL Radon Measurement Technician R2530
ITC Level II Thermographer #150761
Exterior Design Institute (EIFS/Stucco) #FL131
Tallahasee's Home Inspection Team
Tallahassee Radon Testing
Tallahassee Home Inspector
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  #5  
Old 5/19/18, 5:46 AM
Dave Fetty, CMI's Avatar
Dave Fetty, CMI Dave Fetty, CMI is online now
Certified Master Inspector ®
 
Join Date: Feb 2014
Location: Naples all SWFL
Posts: 10,620
Default Re: Four Point & Wind Mitigation

Some of them are asking for them on new builds now.




Dave Fetty Certified Master Inspector
Florida Home Inspection And Property Services LLC
www.FHIAPS.COM
www.NaplesBestInspector.com
www.FortMyersInspector.com
Naples, Marco Island, Ft. Myers, Bonita Springs, Estero, Cape Coral
Dfetty@FHIAPS.COM
http://https://www.facebook.com/pages/Flori...2450912?ref=hl
Florida Radon Measurement Technician R2547
(239)339-7380
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