Who can do wind mitigation

Local Inspection Issues Florida and SUNachi Inspectors
1

There has been a lot of discussion back and forth on this subject. I have pasted the state statute below.

F.S.627.711(2)(a)
An insurer shall accept as valid a uniform mitigation verification form 1](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0627/Sections/0627.711.html#1#1)signed by the following authorized mitigation inspectors:

  1. A home inspector licensed under s. 468.8314](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0400-0499/0468/Sections/0468.8314.html) who has completed at least 3 hours of hurricane mitigation training which includes hurricane mitigation techniques and compliance with the uniform mitigation verification form and completion of a proficiency exam. Thereafter, home inspectors licensed under s. 468.8314](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0400-0499/0468/Sections/0468.8314.html) must complete at least 2 hours of continuing education, as part of the existing licensure renewal requirements each year, related to mitigation inspection and the uniform mitigation form;
  2. A building code inspector certified under s. 468.607](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0400-0499/0468/Sections/0468.607.html);
  3. A general, building, or residential contractor licensed under s. 489.111](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0400-0499/0489/Sections/0489.111.html);
  4. A professional engineer licensed under s. 471.015](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0400-0499/0471/Sections/0471.015.html);
  5. A professional architect licensed under s. 481.213](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0400-0499/0481/Sections/0481.213.html); or
  6. Any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation verification form.
2

](*,)Basically Anyone. That sure should help make them more accurate.

. Any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation verification form.

3

[FONT=Calibri]What does this mean?

Any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation verification form.

Sounds pretty vague to me.

Does this mean that the insurer has the ultimate authority to qualify you if they deem that you possess “the necessary qualifications to properly complete a uniform mitigation verification form”?
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4

It seems they can use you in you have none of the qualifications and they just say so. If you are qualified then they have to accept your report and if they do not like it they must pay for a reinspection by their own guy.

Does anyone have that letter that states they must pay for reinspection? I lost my copy.

5

Key word I guess is recognized by the insurer. So of course anyone that they want to recognize, however the official recognition by the OIR that a Florida Licensed Home Inspector may preform the inspection and MUST be accepted by the insurer.

As it has always been from the inception of the program Anyone can preform the inspection however the insurer MUST accept the inspection preformed by the previously mentioned contractor, architect, PE or My Safe inspector and now a Licensed Florida Home Inspector. They MAY accept the form by anyone the WISH too, though it is highly unlikely that they would go beyond what has been mandated.

The only thing that has changed is that due to the new Florida License Law, Home Inspectors are now qualified based on the license and education requirements may preform the inspections and the insurer must accept that qualification.

6

They must accept the inspection, but the recent bill allows them to verify the results using a third party. So moving foward, being recognized by the insurer will be what matters, not licensing. Hence, NACHI Management becoming recognized as a qualified entity aka “preferred vendor”