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-   Canadian Home Inspectors (https://www.nachi.org/forum/f48/)
-   -   Hub Internation review (https://www.nachi.org/forum/f48/hub-internation-review-129419/)

dasselin 4/19/18 1:35 PM

Hub Internation review
 
Hi, I'm looking for a new insurance provider and other local inspectors pointed me to HUB Internation. Any of you in Canada use them and how do you like them?

Thanks,

David

glarin 4/19/18 2:10 PM

Re: Hub Internation review
 
There are 2 HUB units in Canada: Oakville and Toronto. For Alberta, Oakville is most likely the one. They are licensed for Alberta.

rcooke 4/19/18 2:41 PM

Re: Hub Internation review
 
I HEAR THEY ARE GREAT .
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https://www.nachi.org/forum/

smay 4/19/18 2:43 PM

Re: Hub Internation review
 
Ask for Kim Smith

eschmidt 4/20/18 10:07 AM

Re: Hub Internation review
 
HUB has an office in Edmonton as well. HUB is a broker, the policy they sell is from Totten who are part of the Lloyds group.
So if your current provider is selling you a Totten policy, you will be getting the same policy from HUB. As far as I know Totten is the only provider of E&O for HI. I would be interested in learning about others if there are any legit ones out there for Canada.
Watch out for upselling.

dasselin 4/20/18 10:14 AM

Re: Hub Internation review
 
I’m getting my quote today, I’ll let you know how

glarin 4/20/18 12:26 PM

Re: Hub Internation review
 
There are others but some are exiting! We (InterNACHI-Québec) have a policy with Axis and super service from Hub HKMB (Toronto). Still, we are on the continuous lookout for better - and more effective (read cheaper) - coverage.

I was at Lloyd's (in London, England) last year negotiating with 7 underwriters and a Canada-wide deal for all InterNACHI members is still a possibility! Where we have a problem is that individual members are reluctant to offer us their claims experience and without this information, no underwriter will even dare a quote!

G

clawrenson 4/20/18 11:04 PM

Re: Hub Internation review
 
Good point Gilles, however it’s interesting to hear about insurers providing their stats. Other than the high risk home inspectors present......

But I admire your work to get a better deal for inspectors.

Cheers....

dasselin 4/21/18 12:20 AM

Re: Hub Internation review
 
This is the quote I got today, going with option 4. Option 1, 2 doesn't work in BC/Alberta.

Option 3 $1,000,000/$2,000,000. $1,000 $2,700
Option 4 $1,500,000./$3,000,000. $1,000 $3,175
Option 5 $2,000,000./$2,000,000. $1,000 $3,615

I think it's cheaper than what I had. I'm happy.

David

rcooke 4/21/18 6:10 AM

Re: Hub Internation review
 
Thanks for the info.... Roy


What was one and two info and what areas ...

lkage 4/21/18 8:58 AM

Re: Hub Internation review
 
Quote:

Originally Posted by dasselin (Post 1897321)
This is the quote I got today, going with option 4. Option 1, 2 doesn't work in BC/Alberta.

Option 3 $1,000,000/$2,000,000. $1,000 $2,700
Option 4 $1,500,000./$3,000,000. $1,000 $3,175
Option 5 $2,000,000./$2,000,000. $1,000 $3,615

I think it's cheaper than what I had. I'm happy.

David

David, does it afford you the same coverage as what you had before?...just curious. :)

glarin 4/21/18 4:14 PM

Re: Hub Internation review
 
Just a word of explanation to what I've been doing (point raised by Claude), I'm not getting the time of day from insurers as to claims (why should they give me this info when I can take away their profitable business, so this is why we have to try to get it from the individuals and that is very difficult for reasons I am not so certain to understand). I've been doing this for 11 years BTW. Sad as the purchasing power of 1600 is much better than 250!

G

rcooke 4/21/18 5:00 PM

Re: Hub Internation review
 
Quote:

Originally Posted by glarin (Post 1897621)
Just a word of explanation to what I've been doing (point raised by Claude), I'm not getting the time of day from insurers as to claims (why should they give me this info when I can take away their profitable business, so this is why we have to try to get it from the individuals and that is very difficult for reasons I am not so certain to understand). I've been doing this for 11 years BTW. Sad as the purchasing power of 1600 is much better than 250!

G

.

Things are still the same we went through this at a Toronto home inspection conference in 2002 and many promises and no returns from the insurance companies .


We got the same returns in 2004 at a Toronto conference .
The insurance companies are still not our friend .


I wish you well Gilles please keep trying ... Roy

dasselin 4/21/18 10:47 PM

Re: Hub Internation review
 
Option 1 $500,000/$1,000,000. $1,000 $0
Option 2 $750,000./$1,500,000. $1,000 $0

Seem to be getting more than before with lower deductible.

lkage 4/22/18 12:19 AM

Re: Hub Internation review
 
Quote:

Originally Posted by dasselin (Post 1897321)
This is the quote I got today, going with option 4. Option 1, 2 doesn't work in BC/Alberta.

Option 3 $1,000,000/$2,000,000. $1,000 $2,700
Option 4 $1,500,000./$3,000,000. $1,000 $3,175
Option 5 $2,000,000./$2,000,000. $1,000 $3,615

I think it's cheaper than what I had. I'm happy.

David

David, does it afford you the same coverage as what you had before?...just curious. :)




Quote:

Originally Posted by dasselin (Post 1897841)
Option 1 $500,000/$1,000,000. $1,000 $0
Option 2 $750,000./$1,500,000. $1,000 $0

Seem to be getting more than before with lower deductible.


What I means is, does the new coverage include Radon, WDO,employees, etc., whereas the old coverage did not? :)


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