Safe at Home: Do You Have Enough Insurance Coverage?

Your home consists of more than just your house. A home includes the pool in your backyard, the tools in your garage, and the wedding ring on your finger. Most importantly, it also includes your family, their happiness and their safety. Homeowner's insurance allows you to protect every part of your home and gives you a greater sense of security, knowing that you'll always have a roof over your head. Homeowner's insurance coverage is an important purchase. Too little coverage could spell financial ruin for you if disaster strikes. The natural disasters of recent years were financial disasters for the insurers. Even if you think your coverage is adequate, it is important to keep in mind that insurers have made major changes to what risks are covered and the costs required to insure against them.