EnsuraGig Health Insurance - Medical and Supplemental

Ensura LLC

Health coverage built for Independent Home Inspectors

Independent Home Inspectors don't have access to a company plan. EnsuraGig provides access to group medical plans with guaranteed acceptance, built for independent professionals. There are no health questions and no medical underwriting, plus we provide access to voluntary benefits like: Vision, Dental, Accident, GAP, Life, Disability, and Critical Illness plans.

Four guaranteed acceptance medical plans, matched to how you use care

  • Pro is the lowest-cost option, with a $0 deductible, $25 doctor and urgent care copays, and $0 preventive care.
  • Max adds more office visits, advanced imaging, and a prescription discount card for people who see a doctor regularly or fill a monthly prescription.
  • Value keeps a $0 deductible and adds limited coverage for an ER visit or a short hospital stay.
  • Bronze Pro covers hospital, surgery, emergency, and maternity care.

Every plan includes $0 telemedicine and 100% preventive care. Pro, Max, and Value are classified as Minimum Essential Coverage, and Bronze Pro as a minimum value plan.

Additional plan options

EnsuraGig's platform also provides access to 40+ additional group plans that require health questions, but provide additional networks and plan designs.

Coverage that travels with you

The provider networks (First Health and MultiPlan PHCS) are national, so you can see in-network providers in any state your work takes you.

Extra protection against large bills

In eligible states, Bronze Pro can be paired with Group GAP Coverage. It helps pay the deductible when a hospital stay or surgery happens.

Get matched in minutes

Answer a few questions and get a personalized plan recommendation. You can then enroll online yourself or work with a licensed benefits specialist in our U.S. based call center.

Visit ensuragig.ensuragroup.com or call 844-201-2251 (Mon–Fri, 9:00 AM–8:00 PM EST).

Pro and Max are not major medical insurance and do not cover hospital stays, surgery, or emergency care. Enrollment for these four plans is not offered in AK, HI, MA, or NH. Group GAP Coverage is available with Bronze Pro in select states only. Benefits shown are in-network. The Schedule of Benefits and Summary Plan Description govern coverage, limitations, and exclusions.